Barclays 2011 Annual Report Download - page 95

Risk management
Credit risk continued
Group loans and advances held at amortised cost, by industry sector and geography
Total loans and advances held at amortised cost increased by 3% to £479,380m. This movement was primarily driven by lending to banks, with cash
collateral balances, principally to European and UK counterparties, comprising the majority of this. Home loans to customers in the UK, and cards,
unsecured and other personal lending to customers in the Americas, Africa and Middle East and the UK, also rose in line with business growth. Further
detail on movements in loans and advances is presented on pages 96 to 102.
Loans and advances at amortised cost net of impairment allowances, by industry sector and geography
United
Kingdom
£m
Europe
£m
Americas
£m
Africa and
Middle East
£m
Asia
£m
Total
£m
As at 31 December 2011
Banks 9,251 13,503 13,349 2,956 5,648 44,707
Other financial institutionsa18,474 20,059 44,965 2,264 3,888 89,650
Manufacturing 6,185 3,341 1,396 1,439 543 12,904
Construction 3,391 771 32 348 65 4,607
Property 16,230 3,193 869 3,600 212 24,104
Government and central bank 493 3,365 907 3,072 1,031 8,868
Energy and water 1,599 2,448 2,165 818 384 7,414
Wholesale and retail distribution and leisure 10,308 3,008 656 2,073 161 16,206
Business and other services 16,473 4,981 1,584 2,907 355 26,300
Home loans 112,260 38,508 566 19,437 501 171,272
Cards, unsecured loans and other personal lending 27,409 6,417 9,293 6,158 785 50,062
Other 8,363 5,554 1,312 7,471 586 23,286
Net loans and advances to customers and banks 230,436 105,148 77,094 52,543 14,159 479,380
Impairment allowance 4,005 2,920 2,128 1,446 98 10,597
As at 31 December 2010
Banks 4,709 8,831 17,304 1,660 3,802 36,306
Other financial institutionsa19,930 18,153 43,210 2,879 3,533 87,705
Manufacturing 6,660 4,793 904 1,543 866 14,766
Construction 3,607 1,259 34 909 54 5,863
Property 13,746 3,024 797 4,822 418 22,807
Government and central bank 534 1,219 354 3,648 546 6,301
Energy and water 2,183 3,617 2,426 520 485 9,231
Wholesale and retail distribution and leisure 11,594 2,859 644 1,888 372 17,357
Business and other services 15,171 6,142 1,198 3,394 323 26,228
Home loans 104,934 37,347 214 25,241 319 168,055
Cards, unsecured loans and other personal lending 25,950 7,768 7,340 4,297 1,313 46,668
Other 8,034 4,843 1,398 9,103 1,076 24,454
Net loans and advances to customers and banks 217,052 99,855 75,823 59,904 13,107 465,741
Impairment allowance 4,429 2,793 2,958 1,857 395 12,432
Note
a Within European financial institutions were loans (excluding settlement balances and cash collateral) to French and German counterparties of £3,199m (2010: £2,161m) and £1,474m
(2010: £1,621m) respectively.
Barclays PLC Annual Report 2011 www.barclays.com/annualreport 93
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