Barclays 2011 Annual Report Download - page 85

Collateral and other credit enhancements obtained
The carrying value of assets held by the Group as at 31 December 2011 as a result of the enforcement of collateral was as follows:
Assets received (audited)
As at 31 December
2011
Carrying
amount
£m
2010
Carrying
amount
£m
Residential property 173 71
Commercial and industrial property 267 14
Other credit enhancements 30 210
Total 470 295
Concentrations of credit risk
A concentration of credit risk exists when a number of counterparties are located in a geographical region, or are engaged in similar activities and have
similar economic characteristics that would cause their ability to meet contractual obligations to be similarly affected by changes in economic or other
conditions. The analyses of credit risk concentrations presented below are based on the location of the counterparty or customer or the industry in
which they are engaged.
Credit risk concentrations by geographical sector (audited)
United
Kingdom
£m
Europe
£m
Americas
£m
Africa and
Middle East
£m
Asia
£m
Total
£m
As at 31 December 2011
On-balance sheet:
Cash and balances at central banks 14,631 53,779 27,065 2,418 9,001 106,894
Items in the course of collection from other banks 1,557 88 1 166 – 1,812
Trading portfolio assets 15,162 23,381 68,835 3,498 13,862 124,738
Financial assets designated at fair value 19,405 3,287 6,724 1,958 255 31,629
Derivative financial instruments 173,792 173,863 153,629 4,857 32,823 538,964
Loans and advances to banks 9,621 14,704 13,637 3,234 6,250 47,446
Loans and advances to customers 220,815 90,444 63,457 49,309 7,909 431,934
Reverse repurchase agreements and other similar secured lending 22,701 32,926 80,124 1,795 16,119 153,665
Available for sale financial investments 23,055 17,371 9,891 6,922 6,371 63,610
Other assets 1,510 407 256 365 82 2,620
Total on-balance sheet 502,249 410,250 423,619 74,522 92,672 1,503,312
Off-balance sheet:
Securities lending arrangements – – 35,996 – – 35,996
Guarantees and letters of credit pledged as collateral security 3,885 2,416 5,457 2,100 323 14,181
Acceptances and endorsements 301 8 – 91 75 475
Documentary credits and other short-term trade related transactions 655 235 143 201 124 1,358
Standby facilities, credit lines and other commitments 99,735 33,004 85,381 20,478 1,684 240,282
Total off-balance sheet 104,576 35,663 126,977 22,870 2,206 292,292
Total 606,825 445,913 550,596 97,392 94,878 1,795,604
As at 31 December 2010
On-balance sheet:
Cash and balances at central banks 18,535 14,306 41,288 2,296 21,205 97,630
Items in the course of collection from other banks 1,169 114 – 100 1 1,384
Trading portfolio assets 16,170 35,449 71,291 2,568 15,932 141,410
Financial assets designated at fair value 15,136 5,054 10,608 2,991 582 34,371
Derivative financial instruments 129,603 135,730 117,769 5,251 31,966 420,319
Loans and advances to banks 5,199 9,211 17,305 2,056 4,028 37,799
Loans and advances to customers 211,853 90,644 58,518 57,848 9,079 427,942
Reverse repurchase agreements and other similar secured lending 50,046 47,470 88,675 2,104 17,477 205,772
Available for sale financial investments 25,466 14,904 6,423 7,281 5,555 59,629
Other assets 1,612 235 314 537 126 2,824
Total on-balance sheet 474,789 353,117 412,191 83,032 105,951 1,429,080
Off-balance sheet:
Securities lending arrangements – – 27,672 – – 27,672
Guarantees and letters of credit pledged as collateral security 3,865 2,413 4,772 2,185 548 13,783
Acceptances and endorsements 125 4 6 88 108 331
Documentary credits and other short-term trade related transactions 476 156 143 287 132 1,194
Standby facilities, credit lines and other commitments 94,676 29,985 64,812 24,522 8,968 222,963
Total off-balance sheet 99,142 32,558 97,405 27,082 9,756 265,943
Total 573,931 385,675 509,596 110,114 115,707 1,695,023
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