Bank of Montreal 1999 Annual Report Download - page 73

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Bank of Montreal Group of Companies 1999 Annual Report 67
Other countries (a) Total
1999 1998 1997 1996 1995 1999 1998 1997 1996 1995
136 98 116 367 484 1,272 1,239 1,143 1,255 1,496
12 15000320 130 275 225 275
017 0 (150) 0 00000
0000047 64 158 103 52
(15) (3) (23) (105) (115) (193) (195) (357) (449) (565)
(4) 954(2)(19) 34 20 9 (3)
129 136 98 116 367 1,427 1,272 1,239 1,143 1,255
00000(104) (93) (202) (150) (124)
00000(74) (99) (132) (194) (326)
(15) (3) (23) (105) (115) (15) (3) (23) (105) (115)
0000022 23 21 26 31
0000025 41 137 77 21
0000000000
0.1 0.1 0.2 0.3 0.6
Other countries (a) Total
1999 1998 1997 1996 1995 1999 1998 1997 1996 1995
0000035,370 33,325 33,589 28,465 24,902
000001,160 797 1,912 3,842 3,839
0000316,904 16,086 14,671 12,797 11,756
0000353,434 50,208 50,172 45,104 40,497
3,072 3,378 2,665 1,453 1,272 67,024 59,907 52,747 44,339 42,491
5,365 7,455 117 0 0 25,090 27,520 18,517 14,081 10,505
8,437 10,833 2,782 1,453 1,272 92,114 87,427 71,264 58,420 52,996
00000(970) (885) (775) (475) (325)
205 288 263 211 230 205 288 263 211 230
8,642 11,121 3,045 1,664 1,505 144,783 137,038 120,924 103,260 93,398
As at October 31 1999 1998 1997 1996 1995
Net Loans and Acceptances
in Canada by Province (a)
Atlantic provinces 4,137 4,250 3,815 3,466 3,304
Quebec 12,304 11,714 10,179 10,237 10,610
Ontario 37,317 34,421 38,456 35,240 30,971
Prairie provinces 13,941 13,741 13,133 10,174 9,628
British Columbia and Territories 12,809 12,915 12,127 10,975 10,050
Total loans and
acceptances in Canada (d) 80,508 77,041 77,710 70,092 64,563
Diversified Commercial
by Industry
Financial institutions 13,598 9,468 8,854 8,620 7,217
Commercial mortgages 6,254 5,626 4,552 3,542 3,378
Construction (non-real estate) 1,782 1,056 1,011 949 886
Commercial real estate 3,632 3,601 3,034 2,737 3,404
Manufacturing 12,785 12,460 9,267 7,163 7,064
Mining/Energy 4,011 4,086 4,058 3,003 2,431
Service industries 6,944 6,600 6,407 5,667 5,401
Retail trade 3,217 2,556 2,752 2,319 2,574
Wholesale trade 3,984 3,912 3,408 2,739 2,565
Agriculture 2,772 2,471 2,036 1,719 1,910
Transportation/Utilities 3,880 3,686 3,227 2,338 2,031
Communications 1,994 2,200 2,332 2,368 2,013
Other 2,171 2,185 1,809 1,175 1,617
Total diversified commercial 67,024 59,907 52,747 44,339 42,491
Provision for Credit Losses
–
Segmented Information
For the year ended October 31 1999 1998 1997 1996 1995
Individuals
Residential mortgages 77763
Cards 26 26 138 96 67
Personal loans 48 30 32 23 26
Total individuals 81 63 177 125 96
Diversified commercial
Financial institutions 712 (26) 62 2
Commercial mortgages 00152
Construction
(non-real estate) 33032
Commercial real estate (6) (66) (146) (61) 17
Manufacturing 27 7 8 20 (2)
Mining/Energy 30 (3) (24) (18) 17
Service industries 46 (19) 19 43 13
Retail trade 6(5) 0 9 (10)
Wholesale trade 10 1781
Agriculture 2(5)730
Transportation/Utilities 820 (11) 16 (4)
Communications 513 36 0 (2)
Other 16 (1) 27 10 18
Total commercial, corporate
and institutional (c) 154 (43) (102) 100 54
Net charge to earnings
for general provision 85 110 200 0 125
Designated lesser-
developed countries 00000
Total provision for
credit losses 320 130 275 225 275