Bank of Montreal 1999 Annual Report Download - page 29

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Relative Financial
Performance and Condition
Provision for Credit Losses as a % of
Average Loans and Acceptances
Our performance was above average
relative to the Canadian and North
American peer groups, which measured
0.43% and 0.96% respectively.
Gross Impaired Loans and
Acceptances as a % of Equity and
Allowance for Credit Losses
Our performance was above average rela-
tive
to the Canadian peer group at 11.56%,
and below the North American peer group
average of 6.32%.
Cash and Securities-to-Total Assets (%)
Our liquidity ratio was above average
relative to the Canadian peer group aver-
age of 28.6%, and below the North
American peer group average of 32.2%.
Tier 1 Capital Ratio (%)
Our Tier 1 ratio was below the Canadian
peer group average of 8.33%.
On a U.S. basis, our Tier 1 ratio was 7.42%
in 1999 compared to the North American
peer group average of 8.10%.
Credit Rating
Our credit rating was average compared
to both the Canadian and North American
peer groups.
9998979695
0.09 0.22
0.230.23
0.30
9998979695
6.66 8.53
7.6 5
15.71
20.48
9998979695
28.4 29.2
35.6
35.8
35.1
9998979695
7. 2 6
7.72
6.80
6.71
7.02
AA-
Bank of Montreal
Canadian Peer Group Average
North American Peer Group Average