US Bank 2005 Annual Report Download - page 19

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U.S. BANCORP 17
FINANCIAL REVIEW 2005:
FINANCIALS:
Management’s Discussion and Analysis 18
Consolidated Financial Statements 62
Notes to Consolidated Financial Statements 66
Reports of Management and Independent Accountants 101
Five-Year Consolidated Financial Statements 104
Quarterly Consolidated Financial Data 106
Supplemental Financial Data 107
Annual Report on Form 10-K 110
CEO and CFO Certifications 121
Executive Officers 124
Directors 126
Corporate Information inside back cover
We focus on service, financial
strength, shareholder value
We are proud of the strides we have made in improving customer service —
through expansion, added capabilities, new products and services, more
offices in more convenient locations — and in delivering the very best we
have to offer to every customer, every time. We are pleased that we can
show you in this report our Five Star Service up close through five examples
of our initiatives.
Our investments in expansion of markets, products, delivery systems and
locations influence our financial results greatly. We invite you to read about
management’s discussion and analysis of our financial results in the
following pages.