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Annual Report on Form 10-K
United States Securities and Exchange Commission information under the caption ‘Safe Harbor’ statement
Washington, D.C. 20549 under the Private Securities Litigation Reform Act of 1995
are incorporated in the Form 10-K.
Annual Report pursuant to Section 13 or 15(d) of the
Index Page
Securities Exchange Act of 1934 for the fiscal year ended
December 31, 2005 Part I
Item 1 Business
Commission File Number 1-6880
General Business Description *************** 20, 111-112
U.S. Bancorp Line of Business Financial Performance *********** 52-57
Incorporated in the State of Delaware Website Access to SEC Reports ******************** 116
IRS Employer Identification #41-0255900 Item 1A Risk Factors ********************************** 112-116
Address: 800 Nicollet Mall Item 1B Unresolved Staff Comments *********************** none
Minneapolis, Minnesota 55402-7014 Item 2 Properties **************************************** 116
Telephone: (651) 466-3000
Item 3 Legal Proceedings ******************************* none
Securities registered pursuant to Section 12(b) of the Act Item 4 Submission of Matters to a Vote of
(and listed on the New York Stock Exchange): Common Security Holders ****************************** none
Stock, par value $.01. Part II
Securities registered pursuant to section 12(g) of the Item 5 Market for Registrant’s Common Equity, Related
Act: None. Stockholder Matters and Issuer Purchases of Equity
U.S. Bancorp is a well-known seasoned issuer, as Securities ******** 3, 49-50, 64, 83-85, 90-91, 107, 110
defined by Rule 405 of the Securities Act, Item 6 Selected Financial Data***************************** 19
U.S. Bancorp is required to file reports pursuant to Item 7 Management’s Discussion and Analysis of
Section 13 or Section 15(d) of the Act. Financial Condition and Results of Operations*** 18-60
U.S. Bancorp (1) has filed all reports required to be Item 7A Quantitative and Qualitative Disclosures About
filed by Section 13 or 15(d) of the Securities Exchange Act Market Risk ********************************* 42-49
of 1934 during the preceding 12 months and (2) has been Item 8 Financial Statements and Supplementary Data **** 62-109
subject to such filing requirements for the past 90 days.
Item 9 Changes in and Disagreements with Accountants
Disclosure of delinquent filers pursuant to Item 405 of on Accounting and Financial Disclosure ********* none
Regulation S-K is contained in this Form 10-K and in the
Item 9A Controls and Procedures ************************* 59-60
registrant’s definitive proxy statement incorporated by
Item 9B Other Information ******************************** none
reference in Part III of this Form 10-K.
Part III
U.S. Bancorp is a larger accelerated filer, as defined by
Rule 12b-2 of the Exchange Act. Item 10 Directors and Executive Officers of the Registrant******** *
U.S. Bancorp is not a shell company, as defined by Item 11 Executive Compensation ****************************** *
Rule 12b-2 of the Exchange Act. Item 12 Security Ownership of Certain Beneficial Owners
The aggregate market value of common stock held by and Management and Related Stockholder
non-affiliates as of June 30, 2005, was approximately Matters ****************************************** *
$53.4 billion based on the closing sale price as reported on Item 13 Certain Relationships and Related Transactions ********* *
the New York Stock Exchange. Item 14 Principal Accountant Fees and Services **************** *
As of February 27, 2006, U.S. Bancorp had Part IV
1,800,880,986 shares of common stock outstanding and
Item 15 Exhibits and Financial Statement Schedules****** 117-119
68,868 registered holders of its common stock.
Signatures************************************************* 120
This report incorporates into a single document the
requirements of the Securities and Exchange Commission Certifications********************************************* 121-123
with respect to annual reports on Form 10-K and annual * U.S. Bancorp’s definitive proxy statement for the 2006 Annual Meeting of Shareholders
is incorporated herein by reference, other than the sections entitled ‘‘Report of the
reports to shareholders. Only those sections of this report Compensation Committee’’ and ‘‘Stock Performance Chart.’’
referenced in the following cross-reference index and the
110 U.S. BANCORP