KeyBank 2015 Annual Report Download - page 61

Figure 5. Consolidated Average Balance Sheets, Net Interest Income and Yields/Rates from Continuing Operations (Continued)
2013 2012 2011
Compound Annual Rate of
Change (2011-2015)
Average
Balance Interest (a)
Yield/
Rate (a)
Average
Balance Interest (a)
Yield/
Rate (a)
Average
Balance Interest (a)
Yield/
Rate (a)
Average
Balance Interest
$ 23,723(d) $ 855 3.60 % $ 21,141 (d) $ 810 3.83 % $ 17,507 $ 705 4.03 % 11.1 % 6.2 %
7,591 312 4.11 7,656 339 4.43 8,437 380 4.50 (1.0) (4.9)
1,058 45 4.25 1,171 56 4.74 1,677 73 4.36 (7.4) (10.0)
4,683 172 3.67 5,142 187 3.64 5,846 293 5.01 (7.4) (13.4)
37,055 1,384 3.73 35,110 1,392 3.96 33,467 1,451 4.34 5.0 (.2)
2,185 98 4.49 2,049 100 4.86 1,850 97 5.25 3.9 (.4)
10,086 397 3.93 9,520 384 4.03 9,390 387 4.12 1.8 .6
377 29 7.70 473 37 7.81 598 46 7.66 (16.9) (16.2)
10,463 426 4.07 9,993 421 4.21 9,988 433 4.34 1.0 (.7)
1,404 103 7.33 1,269 121 9.53 1,167 113 9.62 6.2 (1.8)
701 83 11.86 288 40 13.99 — — — N/M N/M
1,172 74 6.26 1,551 97 6.26 1,992 125 6.28 (19.5) (19.2)
74 6 8.32 102 8 8.14 142 11 7.87 (21.3) (22.9)
1,246 80 6.38 1,653 105 6.38 2,134 136 6.38 (19.6) (19.5)
15,999 790 4.94 15,252 787 5.16 15,139 779 5.14 .9 (.9)
53,054 2,174 4.10 50,362 2,179 4.33 48,606 2,230 4.59 3.8 (.5)
532 20 3.72 579 20 3.45 387 14 3.58 19.9 21.5
12,689 311 2.49 13,422 399 3.08 18,766 584 3.20 (6.1) (12.9)
4,387 82 1.87 3,511 69 1.97 514 12 2.35 57.2 51.6
756 21 2.78 718 18 2.48 878 26 2.97 (2.8) (4.2)
2,948 6 .20 2,116 6 .27 2,543 6 .25 2.3 5.9
1,028 29 2.84 1,141 38 3.27 1,264 42 3.14 (11.0) (15.6)
75,394 2,643 3.51 71,849 2,729 3.82 72,958 2,914 4.02 2.5 (1.9)
(879) (919) (1,250) (8.7)
9,662 9,912 10,341 (.1)
5,036 5,573 6,247 (19.3)
$ 89,213 $ 86,415 $ 88,296 1.3 %
$ 32,846 53 .16 $ 29,673 56 .19 $ 27,001 71 .26 6.1 % (4.6)
2,505 1 .04 2,218 1 .05 1,958 1 .06 3.9 (100.0)
2,829 50 1.76 3,574 94 2.64 4,931 149 3.02 (16.2) (29.5)
4,084 53 1.30 5,386 104 1.92 7,185 166 2.31 (15.4) (33.2)
567 1 .23 767 2 .23 807 3 .30 (9.5) (19.7)
42,831 158 .37 41,618 257 .62 41,882 390 .93 1.1 (23.1)
1,802 2 .13 1,814 4 .19 1,981 5 .27 (20.4) (100.0)
394 8 1.89 413 7 1.69 619 11 1.84 (1.6) (3.9)
4,184 127 3.28 4,673 173 4.10 7,293 216 3.18 .1 (5.8)
49,211 295 .60 48,518 441 .92 51,775 622 1.21 .4 (15.1)
23,046 20,217 17,381 8.7
1,656 1,958 2,658 (3.5)
4,995 5,555 6,232 (19.3)
78,908 76,248 78,046 1.4
10,276 10,144 10,133 1.0
29 23 117 (36.6)
10,305 10,167 10,250 .7
$ 89,213 $ 86,415 $ 88,296 1.3 %
2.91 % 2.90 % 2.81 %
2,348 3.12 % 2,288 3.21 % 2,292 3.16 % .7
23 24 25 2.3
$2,325 $ 2,264 $ 2,267 .7 %
(e) Yield is calculated on the basis of amortized cost.
(f) Rate calculation excludes basis adjustments related to fair value hedges.
(g) A portion of long-term debt and the related interest expense is allocated to discontinued liabilities as a result of applying our matched funds transfer pricing
methodology to discontinued operations.
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