KeyBank 2015 Annual Report Download - page 15

Download and view the complete annual report

Please find page 15 of the 2015 KeyBank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 256

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212
  • 213
  • 214
  • 215
  • 216
  • 217
  • 218
  • 219
  • 220
  • 221
  • 222
  • 223
  • 224
  • 225
  • 226
  • 227
  • 228
  • 229
  • 230
  • 231
  • 232
  • 233
  • 234
  • 235
  • 236
  • 237
  • 238
  • 239
  • 240
  • 241
  • 242
  • 243
  • 244
  • 245
  • 246
  • 247
  • 248
  • 249
  • 250
  • 251
  • 252
  • 253
  • 254
  • 255
  • 256

KEYCORP
2015 FORM 10-K ANNUAL REPORT
TABLE OF CONTENTS
Item
Number
Page
Number
PART I
1 Business ................................................................. 4
1A Risk Factors .............................................................. 18
1B Unresolved Staff Comments .................................................. 30
2 Properties ................................................................ 31
3 Legal Proceedings .......................................................... 31
4 Mine Safety Disclosures ..................................................... 31
PART II
5 Market for the Registrant’s Common Equity, Related Stockholder Matters and Issuer
Purchases of Equity Securities .............................................. 32
6 Selected Financial Data ..................................................... 33
7 Management’s Discussion and Analysis of Financial Condition and Results of
Operations .............................................................. 34
7A Quantitative and Qualitative Disclosures About Market Risk ........................ 109
8 Financial Statements and Supplementary Data ................................... 110
Management’s Annual Report on Internal Control over Financial Reporting ............ 111
Reports of Independent Registered Public Accounting Firm ......................... 112
Consolidated Financial Statements and Related Notes ............................. 114
Consolidated Balance Sheets ................................................. 114
Consolidated Statements of Income ............................................ 115
Consolidated Statements of Comprehensive Income ............................... 116
Consolidated Statements of Changes in Equity ................................... 117
Consolidated Statements of Cash Flows ......................................... 118
Notes to Consolidated Financial Statements ..................................... 119
9 Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure .............................................................. 224
9A Controls and Procedures ..................................................... 224
9B Other Information .......................................................... 224
PART III
10 Directors, Executive Officers and Corporate Governance ........................... 225
11 Executive Compensation .................................................... 225
12 Security Ownership of Certain Beneficial Owners and Management and Related
Stockholder Matters ...................................................... 225
13 Certain Relationships and Related Transactions, and Director Independence ............ 225
14 Principal Accountant Fees and Services ......................................... 225
PART IV
15 Exhibits and Financial Statement Schedules ..................................... 226
(a) (1) Financial Statements — See listing in Item 8 above
(a) (2) Financial Statement Schedules — None required
(a) (3) Exhibits
Signatures ................................................................ 229
Exhibits
3