KeyBank 2015 Annual Report Download - page 158

During 2014, we added $93 million in restructured loans, which were offset by $161 million in payments and
charge-offs. During 2013, we added $182 million in restructured loans, which were partially offset by $164
million in payments and charge-offs.
A further breakdown of TDRs included in nonperforming loans by loan category as of December 31, 2015,
follows:
December 31, 2015
dollars in millions
Number
of Loans
Pre-modification
Outstanding
Recorded
Investment
Post-modification
Outstanding
Recorded
Investment
LOAN TYPE
Nonperforming:
Commercial, financial and agricultural 12 $ 56 $ 45
Commercial real estate:
Real estate — commercial mortgage 12 30 7
Total commercial real estate loans 12 30 7
Total commercial loans 24 86 52
Real estate — residential mortgage 366 23 23
Home equity:
Key Community Bank 1,138 82 73
Other 124 3 3
Total home equity loans 1,262 85 76
Consumer other — Key Community Bank 28 1 1
Credit cards 339 2 2
Consumer other:
Marine 86 6 5
Other 17 — —
Total consumer other 103 6 5
Total consumer loans 2,098 117 107
Total nonperforming TDRs 2,122 203 159
Prior-year accruing: (a)
Commercial, financial and agricultural 7 5 2
Total commercial loans 7 5 2
Real estate — residential mortgage 489 34 34
Home equity:
Key Community Bank 760 48 41
Other 311 9 8
Total home equity loans 1,071 57 49
Consumer other — Key Community Bank 42 2 2
Credit cards 461 4 2
Consumer other:
Marine 371 57 31
Other 59 2 1
Total consumer other 430 59 32
Total consumer loans 2,493 156 119
Total prior-year accruing TDRs 2,500 161 121
Total TDRs 4,622 $ 364 $ 280
(a) All TDRs that were restructured prior to January 1, 2015, and are fully accruing.
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