KeyBank 2015 Annual Report Download - page 115

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As a result of these decisions, we have accounted for these businesses as discontinued operations. For further discussion regarding the
income (loss) from discontinued operations, see Note 13 (“Acquisitions and Discontinued Operations”).
(b) EPS may not foot due to rounding.
(c) Assumes conversion of common share options and other stock awards and/or convertible preferred stock, as applicable.
(d) See Figure 46 entitled “Selected Quarterly GAAP to Non-GAAP Reconciliations,” which presents the computations of certain financial
measures related to “tangible common equity,” “Common Equity Tier 1” (compliance date of January 1, 2015, under the Regulatory
Capital Rules), “Tier 1 common equity” (prior to January 1, 2015), and “cash efficiency.” The table reconciles the GAAP performance
measures to the corresponding non-GAAP measures, which provides a basis for period-to-period comparisons.
(e) Represents period-end consolidated total loans and loans held for sale (excluding education loans in securitizations trusts for periods
prior to September 30, 2014) divided by period-end consolidated total deposits (excluding deposits in foreign office).
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