KeyBank 2013 Annual Report Download - page 151

Download and view the complete annual report

Please find page 151 of the 2013 KeyBank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.

Page out of 245

  • 1
  • 2
  • 3
  • 4
  • 5
  • 6
  • 7
  • 8
  • 9
  • 10
  • 11
  • 12
  • 13
  • 14
  • 15
  • 16
  • 17
  • 18
  • 19
  • 20
  • 21
  • 22
  • 23
  • 24
  • 25
  • 26
  • 27
  • 28
  • 29
  • 30
  • 31
  • 32
  • 33
  • 34
  • 35
  • 36
  • 37
  • 38
  • 39
  • 40
  • 41
  • 42
  • 43
  • 44
  • 45
  • 46
  • 47
  • 48
  • 49
  • 50
  • 51
  • 52
  • 53
  • 54
  • 55
  • 56
  • 57
  • 58
  • 59
  • 60
  • 61
  • 62
  • 63
  • 64
  • 65
  • 66
  • 67
  • 68
  • 69
  • 70
  • 71
  • 72
  • 73
  • 74
  • 75
  • 76
  • 77
  • 78
  • 79
  • 80
  • 81
  • 82
  • 83
  • 84
  • 85
  • 86
  • 87
  • 88
  • 89
  • 90
  • 91
  • 92
  • 93
  • 94
  • 95
  • 96
  • 97
  • 98
  • 99
  • 100
  • 101
  • 102
  • 103
  • 104
  • 105
  • 106
  • 107
  • 108
  • 109
  • 110
  • 111
  • 112
  • 113
  • 114
  • 115
  • 116
  • 117
  • 118
  • 119
  • 120
  • 121
  • 122
  • 123
  • 124
  • 125
  • 126
  • 127
  • 128
  • 129
  • 130
  • 131
  • 132
  • 133
  • 134
  • 135
  • 136
  • 137
  • 138
  • 139
  • 140
  • 141
  • 142
  • 143
  • 144
  • 145
  • 146
  • 147
  • 148
  • 149
  • 150
  • 151
  • 152
  • 153
  • 154
  • 155
  • 156
  • 157
  • 158
  • 159
  • 160
  • 161
  • 162
  • 163
  • 164
  • 165
  • 166
  • 167
  • 168
  • 169
  • 170
  • 171
  • 172
  • 173
  • 174
  • 175
  • 176
  • 177
  • 178
  • 179
  • 180
  • 181
  • 182
  • 183
  • 184
  • 185
  • 186
  • 187
  • 188
  • 189
  • 190
  • 191
  • 192
  • 193
  • 194
  • 195
  • 196
  • 197
  • 198
  • 199
  • 200
  • 201
  • 202
  • 203
  • 204
  • 205
  • 206
  • 207
  • 208
  • 209
  • 210
  • 211
  • 212
  • 213
  • 214
  • 215
  • 216
  • 217
  • 218
  • 219
  • 220
  • 221
  • 222
  • 223
  • 224
  • 225
  • 226
  • 227
  • 228
  • 229
  • 230
  • 231
  • 232
  • 233
  • 234
  • 235
  • 236
  • 237
  • 238
  • 239
  • 240
  • 241
  • 242
  • 243
  • 244
  • 245

A further breakdown of TDRs included in nonperforming loans by loan category as of December 31, 2013,
follows:
December 31, 2013
dollars in millions
Number
of loans
Pre-modification
Outstanding
Recorded
Investment
Post-modification
Outstanding
Recorded
Investment
LOAN TYPE
Nonperforming:
Commercial, financial and agricultural 33 $ 72 $ 34
Commercial real estate:
Real estate — commercial mortgage 11 41 14
Real estate — construction 6 19 4
Total commercial real estate loans 17 60 18
Total commercial loans 50 132 52
Real estate — residential mortgage 676 43 43
Home equity:
Key Community Bank 1,708 91 86
Other 227 6 6
Total home equity loans 1,935 97 92
Consumer other — Key Community Bank 49 2 1
Credit cards 629 5 4
Consumer other:
Marine 360 24 21
Other 50 1 1
Total consumer other 410 25 22
Total consumer loans 3,699 172 162
Total nonperforming TDRs 3,749 304 214
Prior-year accruing (a)
Commercial, financial and agricultural 50 7 3
Commercial real estate:
Real estate — commercial mortgage 4 18 10
Real estate — construction 1 23 42
Total commercial real estate loans 5 41 52
Total commercial loans 55 48 55
Real estate — residential mortgage 119 12 12
Home equity:
Key Community Bank 161 17 17
Other 212 7 6
Total home equity loans 373 24 23
Consumer other — Key Community Bank 31 1 1
Credit cards 240 2 1
Consumer other:
Marine 272 51 31
Other 54 1 1
Total consumer other 326 52 32
Total consumer loans 1,089 91 69
Total prior-year accruing TDRs 1,144 139 124
Total TDRs 4,893 $ 443 $ 338
(a) All TDRs that were restructured prior to January 1, 2013, and are fully accruing.
136