KeyBank 2013 Annual Report Download - page 113
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(a) In April 2009, we decided to wind down the operations of Austin, a subsidiary that specialized in managing hedge fund investments for
institutional customers. In September 2009, we decided to discontinue the education lending business conducted through Key Education
Resources, the education payment and financing unit of KeyBank. In February 2013, we decided to sell Victory to a private equity fund.
As a result of these decisions, we have accounted for these businesses as discontinued operations. For further discussion regarding the
income (loss) from discontinued operations, see Note 13 (“Acquisitions and Discontinued Operations”).
(b) EPS may not foot due to rounding.
(c) See Figure 46 entitled “Selected Quarterly GAAP to Non-GAAP Reconciliations,” which presents the computations of certain financial
measures related to “tangible common equity,” “Tier 1 common equity,” and “cash efficiency.” The table reconciles the GAAP
performance measures to the corresponding non-GAAP measures, which provides a basis for period-to-period comparisons.
(d) Represents period-end consolidated total loans and loans held for sale (excluding education loans in securitizations trusts) divided by
period-end consolidated total deposits (excluding deposits in foreign office).
98