ING Direct 2002 Annual Report Download - page 95

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Annual Report 2002 · ING Group92
TEXT AND PRODUCTION
ING Groep N.V.,
Corporate Communications,
Amsterdam
DESIGN AND DPP
Total Identity bv,
Amsterdam
PHOTOGRAPHY
Duo Aldwin Izarin and Hans
van der Linde, Amsterdam
Joop van Reeken, Christian
Richters (exterior pictures
ING House, page 9)
LITHOGRAPHY AND PRINTING
PlantijnCasparie Capelle a/d
IJssel
BINDING
Binderij Hexspoor bv,
Boxtel
DISCLAIMER
Certain of the statements contained in this
Annual Report are statements of future
expectations and other forward-looking
statements. These expectations are based on
management’s current views and assumptions
and involve known and unknown risks and
uncertainties. Actual results, performance or
events may differ materially from those in such
statements due to, among other things,
(i) general economic conditions, in particular
economic conditions in ING’s core markets,
(ii) performance of financial markets, including
emerging markets, (iii) the frequency and
severity of insured loss events, (iv) mortality and
morbidity levels and trends, (v) persistency
levels, (vi) interest rate levels, (vii) currency
exchange rates, (viii) general competitive
factors, (ix) changes in laws and regulations, and
(x) changes in the policies of governments
and/or regulatory authorities. ING assumes no
obligation to update any forward-looking
information contained in this document.
ING Groep N.V.
Amstelveenseweg 500, 1081 KL Amsterdam
P. O. Box 810, 1000 AV Amsterdam
The Netherlands
Telephone +31 20 5415411
Fax +31 20 5415444
Internet: www.ing.com
Commercial Register of Amsterdam,
no. 33231073