Huntington National Bank 2010 Annual Report Download - page 12

HUNTINGTON BANCSHARES INCORPORATED
INDEX
PART I. ........................................................................ 1
Item 1. Business.............................................................. 1
Item 1A. Risk Factors . . . ........................................................ 11
Item 1B. Unresolved Staff Comments ............................................... 19
Item 2. Properties ............................................................. 20
Item 3. Legal Proceedings ...................................................... 20
Item 4. Reserved ............................................................. 20
PART II. ....................................................................... 20
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer Purchases
of Equity Securities ..................................................... 20
Item 6. Selected Financial Data .................................................. 22
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ............................................................ 24
Introduction . . . ........................................................ 24
Executive Overview ..................................................... 25
Discussion of Results of Operations ......................................... 31
Risk Management and Capital:
Credit Risk............................................................ 49
Market Risk . . . ........................................................ 78
Liquidity Risk . ........................................................ 82
Operational Risk........................................................ 87
Compliance Risk ....................................................... 88
Capital ............................................................... 89
Business Segment Discussion .............................................. 92
Additional Disclosures ................................................... 112
Item 7A. Quantitative and Qualitative Disclosures About Market Risk ....................... 122
Item 8. Financial Statements and Supplementary Data .................................. 122
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure ............................................................ 204
Item 9A. Controls and Procedures .................................................. 204
Item 9B. Other Information ....................................................... 204
PART III. ...................................................................... 205
Item 10. Directors, Executive Officers and Corporate Governance .......................... 205
Item 11. Executive Compensation .................................................. 205
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related
Stockholder Matters ..................................................... 205
Item 13. Certain Relationships and Related Transactions, and Director Independence ............ 206
Item 14. Principal Accountant Fees and Services ....................................... 206
PART IV. ....................................................................... 206
Item 15. Exhibits and Financial Statement Schedules.................................... 206
Signatures .................................................................... 207
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