Huntington National Bank 2004 Annual Report Download - page 2

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Huntington Bancshares Incorporated (NASDAQ: HBAN) is a $33 billion regional bank holding company headquartered in Columbus, Ohio.
Its principal markets are Ohio, Michigan, West Virginia, Indiana, and Kentucky. Founded in 1866, Huntington serves its customers as the “local
bank with national resources.” More than 8,400 associates provide consumer and commercial banking, mortgage banking, automobile financing,
equipment leasing, investment management, brokerage, trust, and insurance services. Customers have convenient access to banking services through
more than 340 regional banking offices; the customer service call center at 800-480-BANK (2265); online at huntington.com; and through its
network of approximately 700 ATMs. Non-banking financial services are provided through selected banking offices, as well as other local facilities.
CONTENTS
01 Letter To Shareholders
06 Consolidated Financial Highlights
07 Our Midwest Focus
16 Lines of Business
21 Directors and Managers
22 Stock and Dividend Information
23 Financial Information
INSIDE BACK COVER Contact and Other Information
Net Income (millions) Diluted Earnings Per Share(1) Return On Average Equity
$322
$135
$324
$372 $399
2000 2001 2002 2003 2004
$1.29
$0.54
$1.33
$1.61 $1.71
2000 2001 2002 2003 2004
14.7%
5.8%
14.5%
17.0% 16.8%
2000 2001 2002 2003 2004
(1) Adjusted for stock splits and stock dividends, as applicable.