Fifth Third Bank 2014 Annual Report Download - page 63

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MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
61 Fifth Third Bancorp
The following table provides detail on commercial loan and leases by industry classification (as defined by the North American Industr
y
Classification System), by loan size and by state, illustrating the diversity and granularity of the Bancorp’s commercial loans and leases:
TABLE 36: COMMERCIAL LOAN AND LEASE PORTFOLIO (EXCLUDING LOANS HELD FOR SALE)
2014 2013
A
s of December 31 ($ in millions) Outstanding Exposure Nonaccrual Outstanding Exposure Nonaccrual
By industry:
Manufacturing $ 10,315 20,496 55 $ 10,299 19,955 55
Financial services and insurance 6,097 13,557 20 5,998 14,010 25
Real estate 5,392 8,612 32 5,027 7,302 70
Business services 4,644 7,109 79 4,910 7,411 55
W
holesale trade 4,314 8,004 62 4,407 8,406 35
Healthcare 4,133 6,322 20 4,038 6,220 26
Retail trade 3,754 7,190 22 3,301 6,673 18
Transportation and warehousing 3,012 4,276 1 3,134 4,416 1
Communication and information 2,409 4,140 3 1,801 3,295 2
Construction 1,864 3,352 25 1,865 3,196 36
Mining 1,862 3,323 3 1,580 3,206 55
A
ccommodation and food 1,712 2,945 9 1,668 2,556 12
Entertainment and recreation 1,451 2,321 10 1,149 1,955 12
Utilities 1,044 2,551 - 773 2,332 -
Other services 881 1,207 11 1,013 1,362 24
Public administration 567 658 - 541 734 -
A
gribusiness 318 444 11 356 504 26
Individuals 170 201 4 174 218 6
Other 14 17 - 12 12 -
Total $ 53,953 96,725 367 $ 52,046 93,763 458
By loan size:
Less than $200,000 1 % 1 6 1 % 1 8
$200,000 to $1 million 5 3 15 5 4 18
$1 million to $5 million 11 9 22 13 10 23
$5 million to $10 million 8 7 19 10 8 10
$10 million to $25 million 25 22 24 27 23 34
Greater than $25 million 50 58 14 44 54 7
Total 100 % 100 100 100 % 100 100
By state:
Ohio 17 % 20 11 19 % 22 16
Michigan 9 8 11 10 8 11
Illinois 7 8 6 7 7 8
Florida 7 6 17 7 6 19
Indiana 5 5 5 5 5 9
Kentucky 3 3 2 3 3 2
North Carolina 3 4 2 3 3 1
Tennessee 3 3 - 3 3 1
Pennsylvania 3 2 7 3 3 7
A
ll other states 43 41 39 40 40 26
Total 100 % 100 100 100 % 100 100
The Bancorp has identified certain categories of loans which it
believes represent a higher level of risk compared to the rest of the
Bancorp’s commercial loan portfolio, due to economic or market
conditions within the Bancorp’s key lending areas.