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MANAGEMENT’S DISCUSSION AND ANALYSIS OF FINANCIAL CONDITION AND RESULTS OF OPERATIONS
63 Fifth Third Bancorp
The following table provides analysis of each of the categories of loans (excluding loans held for sale) by state as of December 31, 2013 and 2012:
TABLE 34: NON-OWNER OCCUPIED COMMERCIAL REAL ESTATE
(a)
($ in millions)
For the Year Ended
December 31, 2013
90 Days
Net Charge-offs By State: Outstanding Exposure Past Due Nonaccrual
Ohio $1,086 1,377 - 14 12
Michigan 851 925 - 17 5
Florida 508 629 - 7 3
Illinois 353 593 - 6 4
North Carolina 248 428 - 2 1
Indiana 161 253 - 4 1
A
ll other states 1,270 2,173 - 7 1
Total $ 4,477 6,378 - 57 27
(a) Included in commercial mortgage and commercial construction loans on the Consolidated Balance Sheets.
TABLE 35: NON-OWNER OCCUPIED COMMERCIAL REAL ESTATE
(a)
($ in millions)
For the Year Ended
December 31, 2012
90 Days Net Charge-offs
(Recoveries) By State: Outstanding Exposure Past Due Nonaccrual
Ohio $ 1,236 1,351 - 39 19
Michigan 1,098 1,123 - 49 32
Florida 596 632 - 42 20
Illinois 430 481 - 21 11
North Carolina 205 228 - 12 6
Indiana 283 303 - 14 2
A
ll other states 972 1,250 - 33 (3)
Total $ 4,820 5,368 - 210 87
(a) Included in commercial mortgage and commercial construction loans on the Consolidated Balance Sheets.
TABLE 36: HOMEBUILDER AND DEVELOPER
(a)
($ in millions)
For the Year Ended
December 31, 2013
90 Days Net Charge-offs
(Recoveries) By State: Outstanding Exposure Past Due Nonaccrual
Ohio $ 106 173 - 7 -
Michigan 33 40 - 4 (2)
North Carolina 18 25 - - -
Indiana 10 11 - 2 1
Illinois 5 8 - 2 4
Florida 3 14 - - -
A
ll other states 19 73 - 1 1
Total $ 194 344 - 16 4
(a) Homebuilder and Developer loans, exclusive of commercial and industrial loans with an outstanding balance of $51 and a total exposure of $135 are also included in Table 34: Non-Owner
Occupied Commercial Real Estate.
TABLE 37: HOMEBUILDER AND DEVELOPER
(a)
($ in millions)
For the Year Ended
December 31, 2012
90 Days
Net Charge-offs By State: Outstanding Exposure Past Due Nonaccrual
Ohio $ 133 199 - 11 7
Michigan 52 60 - 6 7
North Carolina 24 34 - 4 1
Indiana 18 21 - 8 -
Illinois 28 31 - 8 3
Florida 32 59 - 3 10
A
ll other states 31 35 - 2 -
Total $ 318 439 - 42 28
(a) Homebuilder and Developer loans, exclusive of commercial and industrial loans with an outstanding balance of $73 and a total exposure of $132 are also included in Table 35: Non-Owner
Occupied Commercial Real Estate.