Cash America 2014 Annual Report Download - page 14

“Private Placement Notes” means, collectively, the 6.09% Series A senior unsecured notes due 2016, 7.26% senior
unsecured notes due 2017, 6.00% Series A senior unsecured notes due 2019, 6.21% Series B senior unsecured notes
due 2021 and 6.58% Series B senior unsecured notes due 2022. The Company completed the prepayment of the
Private Placement Notes in June 2014, and they are no longer outstanding.
“Proxy Statement” means the Company’s Proxy Statement for the 2015 Annual Meeting of Shareholders.
“Regulatory Penalty” means a $5.0 million penalty paid to the CFPB in connection with the issuance of a consent
order by the CFPB in November 2013. The Company allocated half of this penalty to each of its two reportable
segments that existed in 2013.
“RSU” means restricted stock unit.
“SEC” means the U.S. Securities and Exchange Commission.
“Securities Act” means the Securities Act of 1933, as amended.
“SERP” means the Cash America International, Inc. Supplemental Executive Retirement Plan, as amended and
restated effective January 1, 2009 and further amended on January 28, 2012.
“Texas Consumer Loan Store Closures” means the closure of 36 locations in Texas in 2013 that offered consumer
loans as their primary source of revenue.
“Waiver and Amendment” means the Omnibus Waiver, Consent, and Amendment Agreement related to the
Credit Agreement that the Company and its domestic subsidiaries, as guarantors, entered into with the lenders under
the Credit Agreement on May 9, 2014.
“1994 LTIP” means the Cash America International, Inc. 1994 Long-Term Incentive Plan, as amended.
“2004 Plan” means the Company’s First Amended and Restated 2004 Long-Term Incentive Plan, as amended.
“2011 Authorization” means the authorization of Company management to repurchase up to a total of 2,500,000
shares of the Company’s common stock, which was approved by the Company’s Board of Directors on January 26,
2011.
“2012” means the year ended December 31, 2012.
“2013” means the year ended December 31, 2013.
“2013 Authorization” means the authorization of Company management to repurchase up to a total of 2,500,000
shares of the Company’s common stock and the termination of the 2011 Authorization, which was approved by the
Company’s Board of Directors on January 24, 2013.
“2013 Litigation Settlement” means a settlement of an outstanding class action lawsuit that had been ongoing
since 2004. In October 2013, the Company entered into an agreement which received final court approval in
January 2014. This agreement required a minimum payment by the Company of $18.0 million and a maximum
payment of $36.0 million to cover class claims (including honorarium payments to the named plaintiffs) and the
plaintiffs’ attorneys’ fees and costs (including the costs of claims administration). The actual payout was based on
the number of claims submitted for payment. As of December 31, 2014, a total of $18.6 million had been paid for
the 2013 Litigation Settlement.
“2014” means the year ended December 31, 2014.
“2014 LTIP” means the Cash America International, Inc. 2014 Long-Term Incentive Plan.
“2014 Reorganization” means the Company’s reorganization of its operations, corporate and field administration
functions that was initiated during the third and fourth quarters of 2014.
“2015 Authorization” means the authorization of Company management to repurchase up to a total of 4,000,000
shares of the Company’s common stock and the termination of the 2013 Authorization, approved by the Company’s
Board of Directors on January 28, 2015.
“2018 Senior Notes” means $300.0 million in aggregate principal amount of 5.75% Senior Notes due 2018 issued
and sold by the Company on May 15, 2013.
“2018 Senior Notes Indenture” means the Indenture that governs the 2018 Senior Notes.
“2018 Variable Rate Notes” means the variable rate senior unsecured notes issued by the Company that were
guaranteed by all of the Company’s domestic subsidiaries. The maturity date of the 2018 Variable Rate Notes was
March 31, 2018. The 2018 Variable Rate Notes were repaid in full in 2014.
“2029 Convertible Notes” means $115.0 million aggregate principal amount of 5.25% Convertible Senior Notes
due May 15, 2029 issued and sold by the Company on May 19, 2009. The 2029 Convertible Notes are no longer
outstanding.
“401(k) Savings Plan” means the Cash America International, Inc. 401(k) Savings Plan, as amended and restated
effective January 1, 2015.