Barclays 2009 Annual Report Download - page 49

www.barclays.com/annualreport09 Barclays PLC Annual Report 2009 47
Financial review
Additional financial disclosure
Deposits and short-term borrowings
Deposits
Deposits include deposits from banks and customers accounts.
Averageafor the year ended 31st December
2009 2008 2007
£m £m £m
Deposits from banks
Customers in the United Kingdom 13,702 14,003 15,321
Other European Union 48,161 38,210 33,162
United States 14,757 15,925 6,656
Africa 2,218 3,110 4,452
Rest of the World 24,350 36,599 36,626
Total deposits from banks 103,188 107,847 96,217
Customer accounts
Customers in the United Kingdom 197,363 206,020 187,249
Other European Union 38,326 30,909 23,696
United States 32,218 31,719 21,908
Africa 37,009 35,692 29,855
Rest of the World 23,655 27,653 23,032
Customer accounts 328,571 331,993 285,740
Deposits from banks in offices in the United Kingdom received from non-
residents amounted to £51,423m (2008: £63,284m).
Year ended 31st December
2009 2008 2007
£m £m £m
Customer accounts 322,429 335,505 294,987
In offices in the United Kingdom:
Current and Demand accounts
– interest free 45,160 41,351 33,400
Current and Demand accounts
– interest bearing 24,066 20,898 32,047
Savings accounts 71,238 68,335 70,682
Other time deposits – retail 29,678 33,785 36,123
Other time deposits – wholesale 52,891 74,417 65,726
Total repayable in offices
in the United Kingdom 223,033 238,786 237,978
In offices outside
the United Kingdom:
Current and Demand accounts
– interest free 7,308 4,803 2,990
Current and Demand accounts
– interest bearing 24,176 15,463 11,570
Savings accounts 9,950 7,673 3,917
Other time deposits 57,962 68,780 38,532
Total repayable in offices
outside the United Kingdom 99,396 96,719 57,009
Customer accounts deposits in offices in the United Kingdom received from
non-residents amounted to £57,014m (2008: £61,714m).
Short-term borrowings
Short-term borrowings include deposits from banks, commercial paper
and negotiable certificates of deposit.
Deposits from banks
Deposits from banks are taken from a wide range of counterparties
and generally have maturities of less than one year.
2009 2008 2007
£m £m £m
Year-end balance 76,446 114,910 90,546
Average balancea103,188 107,847 96,217
Maximum balance 121,940 139,836 109,586
Average interest rate during year 0.6% 3.6% 4.1%
Year-end interest rate 0.4% 2.3% 4.0%
Commercial paper
Commercial paper is issued by the Group, mainly in the United States,
generally in denominations of not less than US$100,000, with maturities of
up to 270 days.
2009 2008 2007
£m £m £m
Year-end balance 19,300 27,692 23,451
Average balancea21,835 24,668 26,229
Maximum balance 28,756 27,792 30,736
Average interest rate during year 2.5% 4.4% 5.4%
Year-end interest rate 2.5% 4.2% 5.2%
Negotiable certificates of deposit
Negotiable certificates of deposits are issued mainly in the United Kingdom
and United States, generally in denominations of not less than US$100,000.
2009 2008 2007
£m £m £m
Year-end balance 44,681 61,332 58,401
Average balancea54,960 55,122 55,394
Maximum balance 64,054 67,715 62,436
Average interest rate during year 2.3% 4.4% 5.1%
Year-end interest rate 2.2% 4.1% 5.0%
Note
aCalculated using month-end balances.