Barclays 2009 Annual Report Download - page 144

142 Barclays PLC Annual Report 2009 www.barclays.com/annualreport09
Risk management
Statistical information
continued
Note
aDoes not reflect the impairment of available for sale assets, reverse repurchase agreements
or other credit risk provisions.
Table 23: Recoveries 2009 2008 2007 2006 2005
£m £m £m £m £m
United Kingdom 48 131 154 178 160
Other European Union 12 4321813
United States 61 7 22 15
Africa 80 36 34 33 16
Rest of the World 42–818
Recoveries 150 174 227 259 222
Table 24: Impairment allowances/provision charged against profit a2009 2008 2007 2006 2005
£m £m £m £m £m
New and increased impairment allowance/specific provision charge:
United Kingdom 3,123 2,160 1,960 2,253 1,763
Other European Union 1,625 659 192 182 113
United States 1,535 1,529 431 60 105
Africa 932 526 268 209 109
Rest of the World 896 242 20 18 39
8,111 5,116 2,871 2,722 2,129
Reversals of impairment allowance/specific provision charge:
United Kingdom (331) (212) (213) (195) (221)
Other European Union (205) (68) (37) (72) (25)
United States (4) (9) (50) (26) (14)
Africa (38) (36) (20) (33) (56)
Rest of the World (53) (33) (18) (63) (17)
(631) (358) (338) (389) (333)
Recoveries (150) (174) (227) (259) (222)
Net charge to profit 7,330 4,584 2,306 2,074 1,574
Table 25: Total impairment/specific provision charges 2009 2008 2007 2006 2005
for bad and doubtful debts by industry £m £m £m £m £m
United Kingdom:
Financial services 485 76 32 64 22
Agriculture, forestry and fishing 24–59
Manufacturing 112 118 72 1 120
Construction 54 15 14 17 14
Property 113 80 36 15 18
Energy and water –1 1 (7) 1
Wholesale and retail distribution and leisure 314 59 118 88 39
Transport 13 3 3 19 (27)
Postal and communication 17 –1515 3
Business and other services 175 234 81 133 45
Home loans 33 28 1 4 (7)
Other personal 1,376 1,178 1,187 1,526 1,142
Finance lease receivables 50 21 33 – 3
2,744 1,817 1,593 1,880 1,382
Overseas 4,586 2,767 713 194 192
Impairment/specific provision charges 7,330 4,584 2,306 2,074 1,574
The category ‘Other personal’ includes credit cards, personal loans, second liens and personal overdrafts.
The industry classifications in Tables 25, 26 and 27 have been prepared at the level of the borrowing entity. This means that a loan to the subsidiary of a
major corporation is classified by the industry in which the subsidiary operates, even though the Parent’s predominant business may be in a different industry.