Bank of Montreal 2000 Annual Report Download - page 101

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Bank of Montreal Group of Companies Annual Report 2000 ■77
Total
2000 1999 1998 1997 1996
36,553 35,370 33,325 33,589 28,465
1,407 1,160 797 1,912 3,842
18,033 16,904 16,086 14,671 12,797
55,993 53,434 50,208 50,172 45,104
71,004 67,024 59,907 52,747 44,339
16,308 25,090 27,520 18,517 14,081
87,312 92,114 87,427 71,264 58,420
(1,080) (970) (885) (775) (475)
222 205 288 263 211
142,447 144,783 137,038 120,924 103,260
As at October 31 2000 1999 1998 1997 1996
Net Loans and Acceptances
in Canada by Province (a)
Atlantic provinces 4,460 4,137 4,250 3,815 3,466
Quebec 14,602 12,304 11,714 10,179 10,237
Ontario 43,794 37,317 34,421 38,456 35,240
Prairie provinces 14,722 13,941 13,741 13,133 10,174
British Columbia and Territories 13,120 12,809 12,915 12,127 10,975
Total loans and acceptances in Canada (d) 90,698 80,508 77,041 77,710 70,092
Diversified Commercial by Industry
Financial institutions 13,847 13,598 9,468 8,854 8,620
Commercial mortgages 6,612 6,254 5,626 4,552 3,542
Construction (non-real estate) 1,556 1,782 1,056 1,011 949
Commercial real estate 3,895 3,632 3,601 3,034 2,737
Manufacturing 14,635 12,785 12,460 9,267 7,163
Mining/Energy 3,847 4,011 4,086 4,058 3,003
Service industries 7,107 6,944 6,600 6,407 5,667
Retail trade 3,173 3,217 2,556 2,752 2,319
Wholesale trade 3,434 3,984 3,912 3,408 2,739
Agriculture 2,608 2,772 2,471 2,036 1,719
Transportation/Utilities 4,532 3,880 3,686 3,227 2,338
Communications 3,262 1,994 2,200 2,332 2,368
Other 2,496 2,171 2,185 1,809 1,175
Total diversified commercial 71,004 67,024 59,907 52,747 44,339
Provision for Credit Losses
–
Segmented Information
For the year ended October 31 2000 1999 1998 1997 1996
Individuals
Residential mortgages 57776
Cards 35 26 26 138 96
Personal loans 73 48 30 32 23
Total individuals 113 81 63 177 125
Diversified commercial
Financial institutions (6) 7 12 (26) 62
Commercial mortgages (1) 0015
Construction (non-real estate) (2) 3303
Commercial real estate 1(6) (66) (146) (61)
Manufacturing 93 277820
Mining/Energy (3) 30 (3) (24) (18)
Service industries 14 46 (19) 19 43
Retail trade 20 6 (5) 0 9
Wholesale trade 310178
Agriculture (10) 2 (5) 7 3
Transportation/Utilities 67 8 20 (11) 16
Communications 051336 0
Other 116 (1) 27 10
Total commercial, corporate and institutional (c) 177 154 (43) (102) 100
Net charge to earnings for general provision 110 85 110 200 0
Designated lesser-developed countries (42) 0000
Total provision for credit losses 358 320 130 275 225
Total
2000 1999 1998 1997 1996
1,427 1,272 1,239 1,143 1,255
358 320 130 275 225
00000
44 47 64 158 103
(251) (193) (195) (357) (449)
19 (19) 34 20 9
1,597 1,427 1,272 1,239 1,143
(139) (104) (93) (202) (150)
(67) (74) (99) (132) (194)
(45) (15) (3) (23) (105)
23 22 23 21 26
21 25 41 137 77
00000
0.1 0.1 0.1 0.2 0.3