Assurant 2010 Annual Report Download - page 6

Table of Contents
PART I 3
ITEM 1 Business ....................................................................................................................................................................................................................................................................................................................................... 3
ITEM 1A Risk Factors .................................................................................................................................................................................................................................................................................................................... 13
ITEM 1B Unresolved Staff Comments ......................................................................................................................................................................................................................................................... 23
ITEM 2 Properties ............................................................................................................................................................................................................................................................................................................................ 23
ITEM 3 Legal Proceedings ............................................................................................................................................................................................................................................................................................... 23
PART II 24
ITEM 5 Market for Registrant’s Common Equity, Related Stockholder Matters
and Issuer Purchases of Equity Securities ........................................................................................................................................................................................................... 24
ITEM 6 Selected Financial Data .......................................................................................................................................................................................................................................................................... 26
ITEM 7 Management’s Discussion and Analysis of Financial Condition and Results of Operations ....................... 27
ITEM 7A Quantitative and Qualitative Disclosures About Market Risk ................................................................................................................................ 54
ITEM 8 Financial Statements and Supplementary Data ..................................................................................................................................................................................... 57
ITEM 9 Changes in and Disagreements with Accountants on Accounting and Financial Disclosure .................... 58
ITEM 9A Controls and Procedures ......................................................................................................................................................................................................................................................................58
ITEM 9B Other Information ........................................................................................................................................................................................................................................................................................... 58
PART III 59
ITEM 10 Directors, Executive Offi cers and Corporate Governance ................................................................................................................................................59
ITEM 11 Executive Compensation ..................................................................................................................................................................................................................................................................... 59
ITEM 12 Security Ownership of Certain Benefi cial Owners and Management
and Related Stockholder Matters........................................................................................................................................................................................................................................ 59
ITEM 13 Certain Relationships and Related Transactions, and Director Independence ........................................................................60
ITEM 14 Principal Accounting Fees and Services ................................................................................................................................................................................................................. 60
PART IV 61
ITEM 15 Exhibits and Financial Statement Schedules ................................................................................................................................................................................................61
SIGNATURES ......................................................................................................................................................................................................................................................................................................................................................... 64