Ameriprise 2008 Annual Report Download - page 164
Download and view the complete annual report
Please find page 164 of the 2008 Ameriprise annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129
-
130
-
131
-
132
-
133
-
134
-
135
-
136
-
137
-
138
-
139
-
140
-
141
-
142
-
143
-
144
-
145
-
146
-
147
-
148
-
149
-
150
-
151
-
152
-
153
-
154 -
155 -
156 -
157 -
158 -
159 -
160 -
161 -
162 -
163 -
164 -
165 -
166 -
167 -
168 -
169 -
170 -
171 -
172 -
173 -
174 -
175
-
176
-
177
-
178
-
179
-
180
-
181
-
182
-
183
-
184
 |
 |
SOP 05-1 (‘‘Statement of Position 05-1’’), ‘‘Accounting by Insurance Enterprises for Deferred Acquisition
Costs in Connection With Modifications or Exchanges of Insurance Contracts’’—SOP 05-1 provides guidance on
accounting for DAC associated with any insurance or annuity contract that is significantly modified or internally replaced with
another contract.
Third Party Distribution—Distribution of RiverSource products, which include a variety of equity and fixed income mutual
funds, annuities and insurance products, to retail clients through unaffiliated financial institutions and broker-dealers. The
Third Party channel is separate from the Branded Advisor, Threadneedle, SAFC, and Institutional sales channels.
Threadneedle—Threadneedle Asset Management Holdings S`
arl is a holding company for the Threadneedle group of
companies, which provide international investment management products and services.
Wrap Accounts—Wrap accounts enable our clients to purchase other securities such as mutual funds in connection with
investment advisory fee-based ‘‘wrap account’’ programs or services. We offer clients the opportunity to select products that
include proprietary and non-proprietary funds. We currently offer both discretionary and non-discretionary investment advisory
wrap accounts. In a discretionary wrap account, an unaffiliated investment advisor or our investment management subsidiary,
RiverSource Investments, LLC, chooses the underlying investments in the portfolio on behalf of the client. In a
non-discretionary wrap account, the client chooses the underlying investments in the portfolio based, to the extent the client
elects, in part or whole on the recommendations of their financial advisor. Investors in our wrap accounts generally pay an
asset-based fee based on the assets held in their wrap accounts. These investors also pay any related fees or costs included
in the underlying securities held in that account, such as underlying mutual fund operating expenses and Rule 12b-1 fees.
141