Ameriprise 2005 Annual Report Download - page 55

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53
Ameriprise Financial, Inc. |
This report contains forward-looking statements that reflect
our plans, estimates and beliefs. Our actual results could dif-
fer materially from those described in these forward-looking
statements. We have made various forward-looking statements
in this report. Examples of such forward-looking statements
include:
statements of our plans, intentions, expectations, objectives
or goals, including those relating to the establishment of our
new brands, our mass affluent client acquisition strategy and
our competitive environment;
statements about our future economic performance, the per-
formance of equity markets and interest rate variations and
the economic performance of the United States; and
statements of assumptions underlying such statements.
The words “believe,” “expect,” “anticipate,” “optimistic,”
“intend,” “plan,” “aim,” “will,” “may,” “should,” “could,”
“would,” “likely” and similar expressions are intended to iden-
tify forward-looking statements but are not the exclusive
means of identifying such statements. Forward-looking state-
ments are subject to risks and uncertainties, which could
cause actual results to differ materially from such statements.
Such factors include, but are not limited to:
the impact of the separation from American Express;
our ability to establish our new brands;
our capital structure as a stand-alone company, including our
ratings and indebtedness, and limitations on our subsidiaries
to pay dividends;
changes in the interest rate and equity market environments;
changes in the regulatory environment, including ongoing
legal proceedings and regulatory actions;
our investment management performance;
effects of competition in the financial services industry and
changes in our product distribution mix and distribution
channels;
risks of default by issuers of investments we own or by coun-
terparties to derivative or reinsurance arrangements;
experience deviations from our assumptions regarding mor-
bidity, mortality and persistency in certain of our annuity and
insurance products; and
general economic and political factors, including consumer
confidence in the economy.
We caution you that the foregoing list of factors is not exhaus-
tive. There may also be other risks that we are unable to
predict at this time that may cause actual results to differ
materially from those in forward-looking statements. Readers
are cautioned not to place undue reliance on these forward-
looking statements, which speak only as of the date on which
they are made. We undertake no obligation to update publicly
or revise any forward-looking statements.
Forward-Looking Statements