Goldman Sachs 2015 Annual Report Download - page 224
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THE GOLDMAN SACHS GROUP, INC. AND SUBSIDIARIES
Supplemental Financial Information
Changes in Net Interest Income, Volume and Rate
Analysis
The table below presents an analysis of the effect on net
interest income of volume and rate changes. In this analysis,
changes due to volume/rate variance have been allocated to
volume.
Year Ended
December 2015 versus December 2014 December 2014 versus December 2013
Increase (decrease)
due to change in:
Increase (decrease)
due to change in:
$ in millions Volume Rate
Net
Change Volume Rate
Net
Change
Interest-earning assets
U.S. $ 10 $ (13) $ (3) $ (9) $ (14) $ (23)
Non-U.S. (1) 1 — 2 (1) 1
Total deposits with banks 9 (12) (3) (7) (15) (22)
U.S. 32 106 138 14 (239) (225)
Non-U.S. 8 (55) (47) (81) 182 101
Total securities borrowed, securities purchased under
agreements to resell and federal funds sold 40 51 91 (67) (57) (124)
U.S. (540) (442) (982) (340) 32 (308)
Non-U.S. (73) (555) (628) (229) (170) (399)
Total financial instruments owned, at fair value (613) (997) (1,610) (569) (138) (707)
U.S. 416 35 451 355 27 382
Non-U.S. 54 (22) 32 24 6 30
Total loans receivable 470 13 483 379 33 412
U.S. (103) 73 (30) 38 (21) 17
Non-U.S. (1) (82) (83) (21) (11) (32)
Total other interest-earning assets (104) (9) (113) 17 (32) (15)
Change in interest income (198) (954) (1,152) (247) (209) (456)
Interest-bearing liabilities
U.S. 51 17 68 9 (75) (66)
Non-U.S. 13 (6) 7 75 12
Total interest-bearing deposits 64 11 75 16 (70) (54)
U.S. (72) 87 15 (92) 56 (36)
Non-U.S. (83) (33) (116) (49) (60) (109)
Total securities loaned and securities sold under
agreements to repurchase (155) 54 (101) (141) (4) (145)
U.S. (55) (129) (184) 37 120 157
Non-U.S. (121) (117) (238) (268) (202) (470)
Total financial instruments sold, but not yet purchased, at
fair value (176) (246) (422) (231) (82) (313)
U.S. (29) 17 (12) 48 — 48
Non-U.S. (8) 2 (6) (3) 8 5
Total short-term borrowings (37) 19 (18) 45 8 53
U.S. 164 231 395 (66) (242) (308)
Non-U.S. 29 (6) 23 21 (5) 16
Total long-term borrowings 193 225 418 (45) (247) (292)
U.S. (23) (133) (156) (69) (249) (318)
Non-U.S. 233 35 22 (64) (42)
Total other interest-bearing liabilities (21) (100) (121) (47) (313) (360)
Change in interest expense (132) (37) (169) (403) (708) (1,111)
Change in net interest income $ (66) $(917) $ (983) $ 156 $ 499 $ 655
212 Goldman Sachs 2015 Form 10-K