Barclays 2012 Annual Report Download - page 4

Group overview
While 2012 was a difficult year for
Barclays, financial performance was
strong. Results clearly demonstrate the
good momentum in our businesses and
a robust capital and liquidity position.
Adjusted total income
£29,043m
Total adjusted income was up 2%.
Statutory income down 24% to £24,691m
Adjusted profit before tax
£7,0 4 8m
Adjusted profit before tax up 26%,
with significant contribution from both
investment and retail banking activities.
Statutory profit before tax down to £246m
Liquidity pool
£150bn
Liquidity pool remains strong and
well within our liquidity risk appetite
Gross new lending to UK
£44.0bn
We provided £44bn of gross new lending to
UK households and businesses including an
estimated £5.7bn of net new lending under
Funding for Lending Schemes
People supported
1.2 million
Helped to improve the enterprise, financial
and life skills of more than 1.2 million 10 to
35 year olds through a range of programmes
Dividends per share
6.5p
Despite challenges faced, underlying
performance enables us to pay a full year
dividend of 6.5p
Key performance indicators
(KPIs)
Statutory Adjusted
Measures 2012 2011 2010 2012 2011 2010
Capital Core Tier 1 ratio 10.9% 11.0% 10.8%
Adjusted gross leverage 19x 20x 20x
Returns Return on average shareholders’ equity (RoE) (1.9)% 5.8% 7.2% 7.8% 6.6% 6.8%
Return on average tangible equity (RoTE) (2.2)% 6.9% 8.7% 9.1% 7.9% 8.2%
Return on average risk weighted assets (RoRWA) (0.1)% 1.0% 1.1% 1.3% 1.1% 1.1%
Profit before tax £246m £5,879m £6,065m £7,048m £5,590m £5,707m
Cost: income ratio 85% 64% 64% 64% 67% 64%
Loan loss rate 75bps 77bps 118bps
Dividend per share 6.5p 6.0p 5.5p
Income
growth
Total income £24,691m £32,292m £31,440m £29,043m £28,512m £31,049m
Income by geography: UK 31% 49% 40% 41% 43% 39%
Europe 15% 13% 15% 13% 15% 16%
Americas 32% 19% 25% 26% 21% 25%
Africa and Middle East 18% 15% 16% 16% 17% 16%
Asia 4% 4% 4% 4% 4% 4%
Citizenship Gross new lending to UK households and businesses £44.0bn £45.0bn £43.5bn
Global investment in our communities £64.5m £63.5m £55.3m
Colleagues involved in volunteering,
regular giving and fundraising initiatives 68,000 70,000 59,000
Group Employee Opinion Survey (EOS) –
Proud to be Barclays 78% 81% 83%
Percentage of senior managers who are female 22% 21% 24%
The KPIs presented below reflect the way in
which the performance of the Group has been
measured during 2012. These KPIs will be
superseded to align with the new strategy and
we will use a balanced scorecard to monitor
the performance and delivery of the new
strategy. For more information on the balanced
scorecard, please see page 13.
barclays.com/annualreport02 I Barclays PLC Annual Report 2012