Bank of the West 2005 Annual Report Download - page 3

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1
Financial Highlights
(dollar฀amounts฀in฀thousands)฀2005฀ 2004฀ 2003
Net฀interest฀income฀฀ $฀ 1,413,239฀ $฀ 1,156,774฀ $฀ 1,094,129
Total฀noninterest฀income฀ 395,514฀ 287,590฀ 245,787
Total฀noninterest฀expense฀ 941,015฀ 721,379฀ 631,680
Net฀income฀ 525,661฀ 419,027฀ 390,866
Return฀on฀average฀assets฀ 1.23%฀ 1.31%฀ 1.44%
Total฀assets฀ 55,157,645฀ 40,170,606฀ 29,300,245
Total฀loans฀and฀leases฀ 37,744,452฀ 27,234,728฀ 20,723,250
Total฀deposits฀ 33,901,911฀ 26,006,520฀ 19,372,179
Stockholder’s฀equity฀ 8,331,286฀ ฀฀6,733,971฀ 4,834,984
Total฀risk฀based฀capital฀ratio฀ 10.79%฀ 12.41%฀ 12.94%
02฀ 03฀ 04฀ 05
Total฀Assets
(dollars฀in฀millions)
$40,171
$29,300
$26,050
$55,158
02฀ 03฀ 04฀ 05
Total฀Deposits
(dollars฀in฀millions)
$26,007
$19,372
$17,919
$33,902
02฀ 03฀ 04฀ 05
Net฀Income
(dollars฀in฀thousands)
$419,027
$390,866
$312,914
$525,661
02฀ 03฀ 04฀ 05
Total฀Loans฀and฀Leases
(dollars฀in฀millions)
$27,235
$20,723
$19,092
$37,744