Bank of the West 2005 Annual Report Download - page 10

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8
Throughout฀19฀Western฀and฀Midwest-
ernstates,฀prospective฀customers฀can฀
locateexperts฀in฀thefollowing฀banking฀
disciplines฀by฀visitingour฀branchesor฀
specialized฀banking฀centers฀as฀well฀as฀
online฀at฀www.bankofthewest.com.฀฀
•฀ Agribusiness฀ lending฀ and฀ service฀
leadershipinthe฀nation’s฀threemost
productive฀agribusinessmarkets฀—฀
California,฀thePacificNorthwestand฀
theMidwest—฀makeBankoftheWest฀
thenations฀#4฀productionagriculture
lender.฀Thebankservesgrowers,฀win-
eries,and฀forest฀product฀industries,
plus฀ranches,฀nurseries฀and฀dairies฀
throughout฀the฀West฀and฀Midwest.
•฀ Church฀ Lending฀ provides฀ exper-
tise฀developed฀through20฀yearsof฀
guiding฀churchleaders฀throughthe฀
multiple฀ phases฀ of฀ planning฀ and฀
buildingnewworshipand฀educational฀
facilities.Thecountryslargestspecial-
ized฀church฀lender,฀Bank฀of฀the฀West
has฀developed฀a฀nationwide฀reputa-
tionfor฀understandingand฀meeting
the฀financial฀needs฀of฀churches.
•฀ EquipmentLeasingand฀support฀ser-
vice฀is฀provided฀nationwide฀forbusi-
nesses฀directly฀through฀the฀bank’s฀
commercial฀ banking฀ centers฀ and฀
branches฀and฀througha฀nationwide฀
brokernetwork.฀Our฀Trinity฀division฀
focuses฀onvendor฀leasing฀programs฀
in฀specific฀industries฀and฀on฀lease฀
account฀servicing.฀
•฀ FinancialInstitutionsincludingcredit฀
unions฀use฀a฀wide฀range฀of฀corre-
spondent฀and฀processing฀services฀
that฀ enable฀smaller฀institutions฀to฀
extend฀ their฀ service฀ capabilities.฀
Treasury฀and฀investment฀products,฀
cash฀management฀services฀and฀pri-
vate-label฀offerings฀help฀meet฀com-
petitive฀needs฀at฀lower฀cost.
•฀ Governmentsectorentities฀from฀coun-
ties,฀citiesand฀universities฀to฀special฀
districtsuse฀our฀bond฀underwriting
services฀and฀treasury฀management.
•฀ Health฀CareInstitutions,฀especially฀
residential฀carefacilitiesfor฀seniors,฀
are฀another฀Bank฀of฀the฀West฀spe-
cialty.From฀site฀acquisition฀through฀
construction฀and฀occupancy฀devel-
opment,฀the฀bank฀has฀the฀expertise฀
this฀specialty฀demands.
Corporate Banking Services
Bank฀of฀the฀West’s฀specialty฀lending฀to฀religious฀institutions฀included฀a฀$7฀million฀construction฀loan฀for฀Millbrook฀Baptist฀Church฀in฀Aiken,฀฀
South฀Carolina.฀Trinity฀Capital,฀an฀equipment฀leasing฀division,฀creates฀vendor฀leasing฀programs฀for฀manufacturers฀of฀specialized฀equipment฀฀
like฀this฀collision฀repair฀frame฀rack฀made฀by฀our฀customer,฀Chief฀Automotive฀Technologies,฀of฀Grand฀Island,฀Nebraska.