Ally Bank 2011 Annual Report Download - page 153
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Table of Contents
Notes to Consolidated Financial Statements
Ally Financial Inc. • Form 10−K
9. Finance Receivables and Loans, Net
The composition of finance receivables and loans, net, reported at carrying value before allowance for loan losses was as follows.
2011 2010
December 31, ($ in millions) Domestic Foreign Total Domestic Foreign Total
Consumer automobile $ 46,576 $ 16,883 $ 63,459 $ 34,604 $ 16,650 $ 51,254
Consumer mortgage
1st Mortgage 6,867 24 6,891 6,917 390 7,307
Home equity 3,102 — 3,102 3,441 — 3,441
Total consumer mortgage 9,969 24 9,993 10,358 390 10,748
Commercial
Commercial and industrial
Automobile 26,552 8,265 34,817 24,944 8,398 33,342
Mortgage 1,887 24 1,911 1,540 41 1,581
Other 1,178 63 1,241 1,795 312 2,107
Commercial real estate
Automobile 2,331 154 2,485 2,071 216 2,287
Mortgage — 14 14 1 78 79
Total commercial 31,948 8,520 40,468 30,351 9,045 39,396
Loans at fair value (a) 603 232 835 663 352 1,015
Total finance receivables and loans (b) $ 89,096 $ 25,659 $ 114,755 $ 75,976 $ 26,437 $ 102,413
(a) Includes domestic consumer mortgages at fair value as a result of fair value option election. Refer to Note 27 for additional information.
(b) Totals are net of unearned income, unamortized premiums and discounts, and deferred fees and costs of $2.9 billion at both December 31, 2011 and 2010, respectively.
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