Prudential 2005 Annual Report Download - page 7

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Prudential Financial 2005 Annual Report 5
that focuses on multiple distribution channels. In addition,
our captive agents have made great strides in improving their
efficiency and productivity. By continuing to strengthen our
agency force and penetrate third-party distribution channels, we
will create more opportunities for growth.
Most importantly, we adhered to our business model and
demonstrated our ability to consistently execute the strategic
vision we set four years ago.
For these reasons, we are optimistic about our future. We are
committed to further improving our ROE in the coming years.
We are also committed to delivering double-digit growth in
earnings and earnings per share, as measured by adjusted
operating income. The momentum we have built since going
public and the strong growth platforms we have established give
us every confidence that we will achieve these targets.
We are proud of the company we are today and we are excited
about what lies ahead. I thank you, our shareholders, for your
continued confidence and support, and I look forward to
sharing our future progress with you.
ARTHUR F. RYAN
Chairman and Chief Executive Officer
our competitors can approach.