ING Direct 2013 Annual Report Download - page 291

Risk management continued ING Bank
Business Lending per industry
Cover values including guarantees received - Business portfolio - 2013 (1,2)
Cover type Value to Loan
Industry
Out-
standings
Mort-
gages
Eligible
Financial
Collateral
Other
Basel II
eligible
Guaran-
tees
Non Basel
II eligible
No Cover/
Data not
available
>0%-
25%
>25%-
50%
>50%-
75%
>75%-
100% >100%
Real Estate 42,541 59,190 1,640 1,222 4,940 6,079 6.7% 1.1% 1.8% 10.2% 23.6% 56.6%
of which Non-performing 4,302 4,076 5107 703 366 2.2% 2.0% 9.1% 23.0% 29.8% 33.9%
Natural Resources 37,361 2,568 2,973 18,268 12,399 20,090 20.7% 11.4% 11.6% 13.7% 15.8% 26.9%
of which Non-performing 526 59 56 244 100 1,140 34.3% 0.3% 5.9% 5.0% 16.3% 38.2%
Commercial Banks 19,476 70 131 57 873 874 88.1% 3.6% 2.9% 0.9% 0.6% 3.8%
of which Non-performing 315 0 0 0 46 257 52.5% 0.0% 40.7% 0.0% 5.5% 1.3%
Transportation & Logistics 18,938 3,821 707 15,220 4,368 5,667 20.2% 3.3% 4.2% 8.6% 15.4% 48.3%
of which Non-performing 912 374 11 669 246 362 27.6% 0.4% 5.8% 18.0% 20.3% 27.9%
Services 16,047 7,174 901 4,323 4,576 9,394 29.9% 4.7% 7.1% 8.0% 9.1% 41.2%
of which Non-performing 580 299 4160 185 316 31.8% 4.1% 6.7% 8.0% 7.6% 41.8%
Food, Beverages &
Personal Care 14,467 5,427 846 7,688 2,901 16,046 30.2% 3.6% 8.2% 10.2% 14.4% 33.4%
of which Non-performing 800 342 1298 138 113 25.9% 10.1% 17.6% 12.7% 13.7% 20.0%
General Industries 14,431 4,150 550 6,235 3,765 11,990 35.0% 5.4% 4.1% 10.0% 10.7% 34.8%
of which Non-performing 730 280 41 329 244 280 28.1% 7.7% 5.1% 12.4% 4.5% 42.2%
Non-Bank Financial
Institutions 13,325 2,538 3,634 2,895 3,953 6,517 40.1% 5.4% 5.0% 6.0% 7.1% 36.3%
of which Non-performing 132 67 423 25 11 26.0% 21.9% 2.7% 11.9% 13.9% 23.6%
Central Banks 13,178 0 3 0 0 0 100.0% 0.0% 0.0% 0.0% 0.0% 0.0%
of which Non-performing
Builders & Contractors 12,916 6,232 352 4,050 3,136 8,953 35.6% 5.2% 5.4% 8.3% 9.2% 36.3%
of which Non-performing 1,124 633 62 356 358 761 37.7% 2.8% 3.5% 7.4% 9.1% 39.6%
Chemicals, Health &
Pharmaceuticals 11,308 5,842 242 4,071 2,159 4,821 34.0% 4.6% 8.8% 11.4% 10.2% 31.0%
of which Non-performing 277 106 2111 67 75 37.3% 0.4% 3.5% 6.4% 15.3% 37.1%
Others (3) 43,191 10,722 3,487 12,860 9,480 23,645 41.2% 3.8% 4.5% 7.5% 10.1% 33.0%
of which Non-performing 1,385 579 100 585 320 600 28.8% 7.2% 1.9% 16.6% 16.6% 28.9%
Total Business Lending 257,179 107,734 15,466 76,889 52,550 114,076 35.2% 4.5% 5.3% 8.5% 12.3% 34.1%
of which Total
Non-performing 11,083 6,815 286 2,882 2,432 4,281 20.3% 3.7% 8.1% 15.9% 19.4% 32.5%
(1) Including loans to ING Group and NN Group.
(2) Excluding intercompany positions.
(3) ’Others‘ comprises industries with outstandings below EUR 10 billion.
289ING Group Annual Report 2013
1 Who we are 2 Report of the Executive Board 3 Corporate governance 4 Consolidated annual accounts 5 Parent company annual accounts 6 Other information 7 Additional information