ING Direct 2013 Annual Report Download - page 287

Risk management continued ING Bank
Total Bank
Cover values including guarantees received - Total ING Bank – 2013 (1,2)
Cover type Value to Loan
Gross
MtM
before
netting
and
collateral
MtM
after
netting
MtM
after
netting
and
collateral
Out-
standings
Mort-
gages
Eligible
Financial
Collateral
Other
Basel II
eligible
Guaran-
tees
Non Basel
II eligible
No Cover/
Data not
available
Partially
covered
Fully
covered
Consumer Lending 293,714 443,475 2,697 519 30,403 29,566 4.7% 32.1% 63.2%
Commercial
Banking 10 6 1 58.4% 20.4% 21.2%
Retail Banking
Benelux 147,197 200,879 2,191 519 22,333 17,148 3.2% 33.7% 63.1%
Retail Banking
International 118,186 207,017 65 9,859 7.7% 27.5% 64.8%
WestlandUtrecht
Bank 28,321 35,573 441 8,070 2,558 0.1% 42.9% 57.1%
Business Lending 257,180 107,734 15,466 76,889 52,550 114,076 35.2% 30.7% 34.1%
Commercial
Banking 172,060 56,401 11,780 53,935 40,508 97,514 34.1% 30.6% 35.3%
Corporate Line
Bank 802 100.0% 0.0% 0.0%
Retail Banking
Benelux 58,630 45,479 3,124 20,981 10,410 12,703 22.2% 38.0% 39.8%
Retail Banking
International 24,081 3,247 560 1,973 1,581 3,849 74.9% 12.2% 12.9%
WestlandUtrecht
Bank 1,607 2,607 251 10 1.5% 66.3% 32.1%
Investment and
Money Market 112,647 65,117 135 95.3% 0.2% 4.5%
Commercial
Banking 38,936 193 116 99.2% 0.4% 0.4%
Corporate Line
Bank 8,513 19 99.7% 0.3% 0.0%
Retail Banking
Benelux 3,117 6 5 99.6% 0.0% 0.4%
Retail Banking
International 62,081 4,919 92.1% 0.0% 7.9%
Total Lending,
Investment and
Money Market 663,541 551,209 18,169 77,408 88,070 143,777 31.9% 26.1% 42.0%
Pre-settlement (3) 130,220 49,803 40,419 48,024
Commercial
Banking 126,378 47,874 38,700 44,258
Corporate Line
Bank 1,975 486 444 1,371
Retail Banking
Benelux 12 12 12 54
Retail Banking
International 1,855 1,431 1,263 2,341
Total Bank 130,220 49,803 40,419 711,565 551,209 18,169 77,408 88,070 143,777 31.9% 26.1% 42.0%
(1) Including loans to ING Group and NN Group.
(2) Excluding intercompany positions.
(3) More information on the credit risk mitigants of the Pre-settlement exposure can be found in the Pre-settlement section.
285ING Group Annual Report 2013
1 Who we are 2 Report of the Executive Board 3 Corporate governance 4 Consolidated annual accounts 5 Parent company annual accounts 6 Other information 7 Additional information