Huntington National Bank 2011 Annual Report Download - page 163

The following table presents by class and by the reason for the modification the number of contracts, post-
modification outstanding balance, and the net change in ALLL resulting from the modification for the year ended
December 31, 2011:
New Troubled Debt Restructurings During The
Year Ended December 31, 2011
Number of
Contracts
Post-modification
Outstanding
Balance(1)
Net change in
ALLL resulting
from modification
(dollar amounts in thousands)
C&I — Owner occupied:
Interest rate reduction ................................. 40 $ 19,152 $ (521)
Amortization or maturity date change ..................... 60 22,378 (1,812)
Other .............................................. 7 3,373 232
Total C&I — Owner occupied ............................ 107 $ 44,903 $(2,101)
C&I — Other commercial and industrial:
Interest rate reduction ................................. 28 $ 22,519 $ 966
Amortization or maturity date change ..................... 73 27,822 (2,670)
Other .............................................. 31 56,184 (6,699)
Total C&I — Other commercial and industrial ................ 132 $106,525 $(8,403)
CRE — Retail properties:
Interest rate reduction ................................. 9 $ 47,473 $ 4,242
Amortization or maturity date change ..................... 20 31,521 40
Other .............................................. 7 15,672 (1,996)
Total CRE — Retail properties ............................ 36 $ 94,666 $ 2,286
CRE — Multi family:
Interest rate reduction ................................. 13 $ 6,601 $ (208)
Amortization or maturity date change ..................... 10 2,744 22
Other .............................................. 3 869 120
Total CRE — Multi family ............................... 26 $ 10,214 $ (66)
CRE — Office:
Interest rate reduction ................................. 5 $ 1,923 $ 212
Amortization or maturity date change ..................... 2 1,238 97
Other .............................................. 3 — (140)
Total CRE — Office .................................... 10 $ 3,161 $ 169
CRE — Industrial and warehouse:
Interest rate reduction ................................. 1 $ 2,165 $ (299)
Amortization or maturity date change ..................... 7 19,448 (5,446)
Other .............................................. 1 2,147 (145)
Total CRE — Industrial and Warehouse ..................... 9 $ 23,760 $(5,890)
CRE — Other commercial real estate:
Interest rate reduction ................................. 18 $ 18,620 $(1,180)
Amortization or maturity date change ..................... 64 106,532 (3,868)
Other .............................................. 5 8,199 32
Total CRE — Other commercial real estate .................. 87 $133,351 $(5,016)
Automobile:
Interest rate reduction ................................. 38 $ 554 $ 4
Amortization or maturity date change ..................... 2,010 17,221 (143)
Other .............................................. — — —
Total Automobile ....................................... 2,048 $ 17,775 $ (139)
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