Huntington National Bank 2011 Annual Report Download - page 158

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The following tables present by class the ending, unpaid principal balance, and the related ALLL, along
with the average balance and interest income recognized only for loans and leases individually evaluated for
impairment for the years ended December 31, 2011 and 2010 (1), (2):
December 31, 2011
Year Ended
December 31, 2011
Ending
Balance
Unpaid
Principal
Balance(5)
Related
Allowance
Average
Balance
Interest
Income
Recognized
(dollar amounts in thousands)
With no related allowance recorded:
Commercial and industrial:
Owner occupied .......................... $ — $ $ $ 6,285 $ 169
Other commercial and industrial ............. — 5,040 162
Total commercial and industrial ................ $ — $ — $ $ 11,325 $ 331
Commercial real estate:
Retail properties .......................... $ 43,970 $ 45,192 $ $ 26,717 $ 1,082
Multi family ............................. 6,292 6,435 — 13,757 701
Office .................................. 1,191 1,261 1,624 9
Industrial and warehouse ................... 8,163 9,945 3,961 131
Other commercial real estate ................ 22,396 38,401 25,077 796
Total commercial real estate .................. $ 82,012 $101,234 $ $ 71,136 $ 2,719
Automobile ................................ $—$—$$—$
Home equity:
Secured by first-lien ....................... ——— —
Secured by second-lien ..................... ——— —
Residential mortgage ........................ ——— —
Other consumer ............................ ——— —
With an allowance recorded:
Commercial and industrial:(3)
Owner occupied .......................... $ 53,613 $ 77,205 $ 7,377 $ 53,219 $ 1,633
Other commercial and industrial ............. 100,111 117,469 23,236 100,635 2,952
Total commercial and industrial ................ $153,724 $194,674 $30,613 $153,854 $ 4,585
Commercial real estate:(4)
Retail properties .......................... $129,396 $161,596 $30,363 $102,384 $ 2,897
Multi family ............................. 38,154 45,138 4,753 28,847 829
Office .................................. 23,568 42,287 2,832 26,589 228
Industrial and warehouse ................... 29,435 47,373 3,136 42,862 740
Other commercial real estate ................ 84,837 119,212 14,222 86,611 2,326
Total commercial real estate .................. $305,390 $415,606 $55,306 $287,293 $ 7,020
Automobile ................................ $ 36,574 $ 36,574 $ 1,393 $ 32,476 $ 2,982
Home equity:
Secured by first-lien ....................... 35,842 35,842 626 26,956 1,201
Secured by second-lien ..................... 16,751 16,751 993 15,947 751
Residential mortgage(6) ...................... 335,768 361,161 16,091 335,549 12,894
Other consumer ............................ 6,220 6,220 530 7,699 478
144