Huntington National Bank 2011 Annual Report Download - page 11

HUNTINGTON BANCSHARES INCORPORATED
INDEX
Part I.
Item 1. Business ................................................................. 1
Item 1A. Risk Factors .............................................................. 12
Item 1B. Unresolved Staff Comments ................................................. 20
Item 2. Properties ................................................................ 20
Item 3. Legal Proceedings ......................................................... 20
Item 4. Mine Safety Disclosures .................................................... 20
Part II.
Item 5. Market for Registrant’s Common Equity, Related Shareholder Matters and Issuer
Purchases of Equity Securities ............................................... 21
Item 6. Selected Financial Data ..................................................... 22
Item 7. Management’s Discussion and Analysis of Financial Condition and Results of
Operations ............................................................... 24
Introduction .............................................................. 24
Executive Overview ....................................................... 25
Discussion of Results of Operations ........................................... 31
Risk Management and Capital:
Credit Risk ............................................................... 45
Market Risk .............................................................. 67
Liquidity Risk ............................................................ 71
Operational Risk .......................................................... 80
Compliance Risk .......................................................... 81
Capital .................................................................. 81
Business Segment Discussion ................................................ 85
Additional Disclosures ..................................................... 108
Item 7A. Quantitative and Qualitative Disclosures About Market Risk ....................... 115
Item 8. Financial Statements and Supplementary Data ................................... 115
Item 9. Changes in and Disagreements with Accountants on Accounting and Financial
Disclosure ............................................................... 213
Item 9A. Controls and Procedures .................................................... 213
Item 9B. Other Information ......................................................... 213
Part III.
Item 10. Directors, Executive Officers and Corporate Governance .......................... 214
Item 11. Executive Compensation .................................................... 214
Item 12. Security Ownership of Certain Beneficial Owners and Management and Related
Stockholder Matters ....................................................... 214
Item 13. Certain Relationships and Related Transactions, and Director Independence ........... 214
Item 14. Principal Accountant Fees and Services ........................................ 214
Part IV.
Item 15. Exhibits and Financial Statement Schedules .................................... 214
Signatures ........................................................................... 215
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