Barclays 2007 Annual Report Download - page 126

Risk management
Statistical information
124 Barclays PLC Annual Report 2007
Table 28: Allowance for impairment/specific provision for bad and doubtful debts by industry
IFRS UK GAAP
2007 2006 2005 2004a2003
£m % £m % £m % £m % £m %
United Kingdom:
Financial services 103 2.7 67 2.0 26 0.8 7 0.3 12 0.5
Agriculture, forestry
and fishing 5 0.1 17 0.5 12 0.3 4 0.2 5 0.2
Manufacturing 65 1.7 85 2.5 181 5.2 37 1.7 58 2.6
Construction 16 0.4 16 0.5 13 0.4 6 0.3 7 0.3
Property 54 1.4 26 0.8 24 0.7 26 1.2 3 0.1
Energy and water 1–– – 18 0.5 23 1.0 27 1.2
Wholesale and retail
distribution and leisure 102 2.7 81 2.4 99 2.9 70 3.3 52 2.3
Transport 11 0.3 24 0.7 32 0.9 55 2.6 103 4.6
Postal and
communication 25 0.7 12 0.4 2 0.1 13 0.6 15 0.7
Business and other
services 158 4.2 186 5.6 102 3.0 105 4.9 121 5.4
Home loans 15 0.4 10 0.3 50 1.4 58 2.7 55 2.5
Other personal b1,915 50.8 1,953 58.6 1,696 49.2 1,265 58.9 1,359 60.9
Overseas customers c––––––––241.1
Finance lease receivables 56 1.5 – – 11 0.3 14 0.7 15 0.7
2,526 67.0 2,477 74.3 2,266 65.7 1,683 78.4 1,856 83.1
Overseas 1,246 33.0 858 25.7 1,184 34.3 464 21.6 377 16.9
Total 3,772 100.0 3,335 100.0 3,450 100.0 2,147 100.0 2,233 100.0
See note under Table 27.
Table 29: Analysis of amounts written off and recovered by industry
Amounts written off for the year Recoveries of amounts previously written off
IFRS UK GAAP IFRS UK GAAP
2007 2006 2005 2004a2003 2007 2006 2005 2004a2003
£m £m £m £m £m £m £m £m £m £m
United Kingdom:
Financial services 61327141–1312
Agriculture, forestry
and fishing 5832–21–11
Manufacturing 83 73 47 79 126 721 11 30 8
Construction 23 17 15 13 19 321214
Property 16 2342510 61691
Energy and water –122 915 –2–2–
Wholesale and retail
distribution and
leisure 109 120 85 55 45 12 14 25 7 5
Transport 13 11 29 44 5 1 10 15 1
Postal and
communication 3515 2 1 –––1–
Business and other
services 83 124 83 96 58 22 17 14 16 11
Home loans 1– 2 19 11 17453
Other personal 1,164 1,351 992 948 790 96 107 92 65 38
Overseas customers b––––82–––––
Finance lease
receivables 24 –344––111
1,530 1,746 1,302 1,280 1,175 154 178 160 217 95
Overseas 433 428 285 302 299 73 81 62 38 18
Total 1,963 2,174 1,587 1,582 1,474 227 259 222 255 113
See note under Table 27.
Notes
aDoes not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective
from 1st January 2005.
bOverseas customers are now classified as part of other industry segments.