Barclays 2007 Annual Report Download - page 116

Risk management
Statistical information
114 Barclays PLC Annual Report 2007
Table 3: Maturity analysis of loans and advances to banks
Over three Over six Over one Over three Over five
months months but year years years
Not more but not not more but not but not but not
than three more than than one more than more than more than Over
On demand months six months year three years five years ten years ten years Total
At 31st December 2007 £m £m £m £m £m £m £m £m £m
United Kingdom 796 4,069 56 92 114 20 1 370 5,518
Other European Union 2,977 7,745 74 88 95 116 7 – 11,102
United States 321 5,736 95 1,255 343 98 5,498 97 13,443
Africa 283 1,260 131 114 196 439 158 – 2,581
Rest of the World 1,505 3,336 90 1,640 512 362 15 19 7,479
Loans and advances to banks 5,882 22,146 446 3,189 1,260 1,035 5,679 486 40,123
Over three Over six Over one Over three Over five
months months but year years years
Not more but not not more but not but not but not
than three more than than one more than more than more than Over
On demand months six months year three years five years ten years ten years Total
At 31st December 2006 £m £m £m £m £m £m £m £m £m
United Kingdom 524 5,211 110 18 43 10 – 313 6,229
Other European Union 619 7,514 90 130 81 78 1 – 8,513
United States 431 2,592 363 2,634 5 809 923 1,299 9,056
Africa 701 1,027 83 91 188 85 44 – 2,219
Rest of the World 612 2,465 154 191 1,278 148 44 21 4,913
Loans and advances to banks 2,887 18,809 800 3,064 1,595 1,130 1,012 1,633 30,930
Table 4: Interest rate sensitivity of loans and advances 2007 2006
Fixed Variable Fixed Variable
rate rate Total rate rate Total
At 31st December £m £m £m £m £m £m
Banks 16,447 23,676 40,123 12,176 18,754 30,930
Customers 77,861 271,306 349,167 66,000 219,631 285,631
Table 5: Loans and advances to customers by industry
IFRS UK GAAP
2007 2006 2005 2004a2003
At 31st December £m £m £m £m £m
Financial services 71,160 45,954 43,102 25,132 9,872
Agriculture, forestry and fishing 3,319 3,997 3,785 2,345 2,115
Manufacturing 16,974 15,451 13,779 9,044 7,844
Construction 5,423 4,056 5,020 3,278 2,534
Property 17,018 16,528 16,325 8,992 6,728
Government 2,036 2,426 1,718 – –
Energy and water 8,632 6,810 6,891 3,709 3,150
Wholesale and retail, distribution and leisure 17,768 15,490 17,760 11,099 9,628
Transport 6,258 5,586 5,960 3,742 3,654
Postal and communication 5,404 2,180 1,313 834 698
Business and other services 30,363 26,999 22,529 23,223 13,913
Home loansb112,087 94,635 87,003 79,164 72,318
Other personal 41,535 35,377 38,069 29,293 23,922
Overseas customers c–– – – 8,666
Finance lease receivables 11,190 10,142 9,088 6,938 5,877
Loans and advances to customers excluding reverse repurchase agreements 349,167 285,631 272,342 206,793 170,919
Reverse repurchase agreements n/a n/a n/a 58,304 n/a
Trading business n/a n/a n/a n/a 58,961
Loans and advances to customers 349,167 285,631 272,342 265,097 229,880
Notes
aDoes not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective
from 1st January 2005.
bExcludes commercial property mortgages.
cOverseas customers are now classified as part of other industry segments.