Barclays 2007 Annual Report Download - page 117

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Business review
Barclays PLC Annual Report 2007 115
Table 6: Loans and advances to customers in the UK
IFRS UK GAAP
2007 2006 2005 2004a2003
At 31st December £m £m £m £m £m
Financial services 21,131 14,011 11,958 8,774 7,721
Agriculture, forestry and fishing 2,220 2,307 2,409 1,963 1,766
Manufacturing 9,388 9,047 8,469 5,684 5,967
Construction 3,542 2,761 3,090 2,285 1,883
Property 10,203 10,010 10,547 7,912 6,341
Government 201 66––
Energy and water 2,203 2,360 2,701 802 1,286
Wholesale and retail distribution and leisure 13,800 12,951 12,747 9,356 8,886
Transport 3,185 2,745 2,797 1,822 2,579
Postal and communication 1,416 899 455 440 476
Business and other services 20,485 19,260 15,397 13,439 12,030
Home loansb71,755 64,150 58,730 61,348 61,905
Other personal 26,810 26,088 29,250 26,872 21,905
Overseas customers c–– – – 5,477
Finance lease receivables 4,008 3,923 5,203 5,551 5,587
Loans and advances to customers in the UK 190,347 170,518 163,759 146,248 143,809
The category ‘other personal’ now includes credit cards, personal loans, second liens and personal overdrafts.
The industry classifications in Tables 5-9 have been prepared at the level of the borrowing entity. This means that a loan to the subsidiary of a major
corporation is classified by the industry in which the subsidiary operates, even though the parent’s predominant business may be in a different industry.
Table 7: Loans and advances to customers in other European Union countries
IFRS UK GAAP
2007 2006 2005 2004a2003
At 31st December £m £m £m £m £m
Financial services 7,585 5,629 3,982 2,419 1,205
Agriculture, forestry and fishing 141 786 155 280 147
Manufacturing 4,175 3,147 2,254 2,021 1,275
Construction 1,159 639 803 716 609
Property 2,510 2,162 3,299 344 346
Government –6–––
Energy and water 2,425 2,050 1,490 940 409
Wholesale and retail distribution and leisure 1,719 776 952 810 426
Transport 1,933 1,465 1,695 640 566
Postal and communication 662 580 432 111 40
Business and other services 3,801 2,343 3,594 3,795 1,251
Home loansb24,115 18,616 16,488 11,828 10,334
Other personal 3,905 3,672 1,909 1,369 1,769
Overseas customers c–– – – 438
Finance lease receivables 2,403 1,559 1,870 937 212
Loans and advances to customers in other European Union countries 56,533 43,430 38,923 26,210 19,027
See note under Table 6.
Notes
aDoes not reflect the application of IAS 32, IAS 39 and IFRS 4 which became effective
from 1st January 2005. The 2004 analysis excludes reverse repurchase agreements.
bExcludes commercial property mortgages.
cOverseas customers are now classified as part of other industry segments.