Bank of Montreal 2015 Annual Report Download - page 124

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Consolidated Financial Statements
Consolidated Balance Sheet
As at October 31 (Canadian $ in millions) 2015 2014
Assets
Cash and Cash Equivalents (Note 2) $ 40,295 $ 28,386
Interest Bearing Deposits with Banks (Note 2) 7,382 6,110
Securities (Note 3)
Trading 72,460 85,022
Available-for-sale 48,006 46,966
Held-to-maturity 9,432 10,344
Other 1,020 987
130,918 143,319
Securities Borrowed or Purchased Under Resale Agreements (Note 4) 68,066 53,555
Loans (Notes 4 and 6)
Residential mortgages 105,918 101,013
Consumer instalment and other personal 65,598 64,143
Credit cards 7,980 7,972
Businesses and governments 145,076 120,766
324,572 293,894
Customers‘ liability under acceptances 11,307 10,878
Allowance for credit losses (Note 4) (1,855) (1,734)
334,024 303,038
Other Assets
Derivative instruments (Note 8) 38,238 32,655
Premises and equipment (Note 9) 2,285 2,276
Goodwill (Note 11) 6,069 5,353
Intangible assets (Note 11) 2,208 2,052
Current tax assets 561 665
Deferred tax assets (Note 24) 3,162 3,019
Other (Note 12) 8,673 8,231
61,196 54,251
Total Assets $ 641,881 $ 588,659
Liabilities and Equity
Deposits (Note 13)
Banks $ 27,135 $ 18,243
Businesses and governments 263,618 239,139
Individuals 147,416 135,706
438,169 393,088
Other Liabilities
Derivative instruments (Note 8) 42,639 33,657
Acceptances (Note 14) 11,307 10,878
Securities sold but not yet purchased (Note 14) 21,226 27,348
Securities lent or sold under repurchase agreements (Note 14) 39,891 39,695
Current tax liabilities 102 235
Deferred tax liabilities (Note 24) 265 178
Other (Note 14) 43,953 43,263
159,383 155,254
Subordinated Debt (Note 15) 4,416 4,913
Equity
Share capital (Note 17) 15,553 15,397
Contributed surplus 299 304
Retained earnings 18,930 17,237
Accumulated other comprehensive income 4,640 1,375
Total shareholders‘ equity 39,422 34,313
Non-controlling interest in subsidiaries (Notes 16 and 17) 491 1,091
Total Equity 39,913 35,404
Total Liabilities and Equity $ 641,881 $ 588,659
The accompanying notes are an integral part of these consolidated financial statements.
BMO Financial Group 198th Annual Report 2015 137