Bank of Montreal 2015 Annual Report Download - page 114

Supplemental Information
BMO Financial Group 198th Annual Report 2015 125
Table 9: Net Loans and Acceptances –
Segmented Information (1) (2) (3) (4)
($ millions)
As at October 31 2015 2014 2013 2012 2011
Net Loans and Acceptances by Province
Atlantic provinces 13,361 13,065 11,244 11,801 10,638
Quebec 36,486 35,647 33,746 35,650 28,489
Ontario 89,460 84,498 80,726 69,014 68,556
Prairie provinces 43,612 42,043 38,825 34,431 32,162
British Columbia and territories 39,579 37,251 37,920 33,533 31,543
Total net loans and acceptances in Canada 222,498 212,504 202,461 184,429 171,388
Net Businesses and Governments Loans by Industry
Commercial real estate 20,597 17,636 17,606 18,720 20,468
Construction (non-real estate) 3,544 3,101 2,934 2,539 2,460
Retail trade 14,096 12,580 10,229 9,084 7,829
Wholesale trade 10,243 8,281 7,345 6,821 5,854
Agriculture 9,891 9,155 8,380 7,312 6,653
Communications 815 831 729 513 564
Manufacturing 16,187 13,612 11,250 9,870 9,368
Mining 1,309 1,085 959 662 683
Oil and gas 6,667 5,943 3,908 3,466 3,477
Transportation 3,735 2,532 2,152 2,109 2,009
Utilities 1,984 1,670 1,309 1,170 842
Forest products 859 587 631 592 529
Service industries 28,384 22,114 18,321 14,992 13,872
Financial institutions 31,220 24,096 19,019 15,113 14,709
Government 1,874 2,076 1,719 1,295 810
Other 4,772 6,131 6,272 7,514 6,468
156,177 131,430 112,763 101,772 96,595
Table 10: Net Impaired Loans and Acceptances –
Segmented Information (2) (4)
($ millions)
As at October 31 2015 2014 2013 2012 2011
Net Impaired Businesses and Governments Loans
Commercial real estate 87 159 379 803 637
Construction (non-real estate) 83 84 32 51 45
Retail trade 55 38 74 68 98
Wholesale trade 47 35 64 58 32
Agriculture 129 103 118 131 135
Communications 13 59 – 5 7
Manufacturing 102 100 74 126 87
Mining 32553
Oil and gas 100 130 1 2
Transportation 30 7234142
Utilities 14 ––62
Forest products 913 19 24 36
Service industries 107 145 246 263 169
Financial institutions 48 9 – – 181
Government –26168 1
Other 10 1752366
837 758 1,200 1,673 1,543
2011 has not been restated to reflect the new IFRS standards adopted in 2014. The adoption of new IFRS standards in 2015 only impacted our
results prospectively.
(1) Certain balances and ratios (coverage, condition and performance) for fiscal 2012 were restated in 2013 to conform to the current period’s
presentation.
(2) Fiscal 2013, 2012 and 2011 balances were reclassified in 2014 to conform to the current period’s presentation.
(3) Fiscal 2014 Canadian regional balances were reclassified in 2015 to conform to the current period’s presentation.
(4) Excludes specific allowances for Other Credit Instruments, which are included in Other Liabilities.