Bank of Montreal 2010 Annual Report Download - page 17

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Capital Strength
BMO is the ninth-largest* bank
in North America, measured by
market capitalization. We’re
financially strong, with a Tier 1
Capital Ratio of 13.45%.
$9.6 million
Donated through Equity Through
Education since 2005, helping
visible minorities, people with
disabilities, Aboriginals and women
gain access to higher education.
20102009200820072006
24.1
10.22 9.51 9.77
12.24 13.45
Basel I** Basel II**
Tier 1 Capital Ratio (%)
Contributions to the Community*
14% Federated Appeals
(includes United Way)
33% Health Care
22% Education
13% Arts and Culture
10% Civic and
Community Initiatives
8% Other
BMO Financial Group 193rd Annual Report 2010 15
“Clients tell me, ‘Harris gives us the reach
of a global financial institution.’ It’s also our
consistency and stability that stand out.”
P 60
Scott Ferris
Managing Director, Harris N.A.
Chicago, Illinois
182years
Consistency
Bank of Montreal has paid dividends
for 182 years – the longest-running
dividend payout record of any company
in Canada.
*Corporate donations in Canada and the United States in 2010.
Carbon Neutral* in 2010
Worldwide. We reached this
goal by choosing video confer-
encing over travel, building
more environmentally friendly
branches, powering buildings
with 100% renewable energy
and purchasing high-quality
carbon offsets that support
community greening initiatives.
www.bmo.com/environment
* Relative to energy consumption and
transportation emissions
* Data is as at October 31, 2010 for Canadian banks
and September 30, 2010 for U.S. banks.
**Basel I and Basel II measures are not comparable.
Managing Risk
Risk management at BMO is
grounded in five key principles:
accountability, transparency,
process, governance and
culture. P 75