AIG 2015 Annual Report Download - page 54

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ITEM 7 / MANAGEMENT’S DISCUSSION AND ANALYSIS OF
FINANCIAL CONDITION AND RESULTS OF OPERATIONS
CAUTIONARY STATEMENT REGARDING FORWARD-LOOKING INFORMATION
This Annual Report on Form 10-K and other publicly available documents may include, and officers and representatives of
American International Group, Inc. (AIG) may from time to time make, projections, goals, assumptions and statements that
may constitute “forward-looking statements” within the meaning of the Private Securities Litigation Reform Act of 1995. These
projections, goals, assumptions and statements are not historical facts but instead represent only our belief regarding future
events, many of which, by their nature, are inherently uncertain and outside our control. These projections, goals, assumptions
and statements include statements preceded by, followed by or including words such as "will," “believe,” “anticipate,” “expect,”
“intend,” “plan,” “focused on achieving,” “view,” “target,” "goal" or “estimate.” These projections, goals, assumptions and
statements may address, among other things, our:
• exposures to subprime mortgages, monoline insurers, the
residential and commercial real estate markets, state and
municipal bond issuers, sovereign bond issuers, the
energy sector and currency exchange rates;
• exposure to European governments and European
financial institutions;
• strategy for risk management;
• sales of businesses;
• restructuring of business operations;
• generation of deployable capital;
• strategies to increase return on equity and earnings per
share;
• strategies to grow net investment income, efficiently
manage capital, grow book value per common share, and
reduce expenses;
• anticipated restructuring charges and annual cost savings;
• anticipated business or asset divestitures or monetizations;
• anticipated organizational and business changes;
• strategies for customer retention, growth, product
development, market position, financial results and
reserves; and
• subsidiaries' revenues and combined ratios.