AIG 2015 Annual Report Download - page 31

ITEM 1 / BUSINESS
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A substantial portion of our business is conducted in foreign countries. The degree of regulation and supervision in foreign
jurisdictions varies. Generally, our subsidiaries operating in foreign jurisdictions must satisfy local regulatory requirements,
licenses issued by foreign authorities to our subsidiaries are subject to modification or revocation by such authorities, and
therefore these subsidiaries could be prevented from conducting business in certain of the jurisdictions where they currently
operate.
In addition to licensing requirements, our foreign operations are also regulated in various jurisdictions with respect to currency,
policy language and terms, advertising, amount and type of security deposits, amount and type of reserves, amount and type
of capital to be held, amount and type of local investment and the share of profits to be returned to policyholders on
participating policies. Some foreign countries regulate rates on various types of policies. Certain countries have established
reinsurance institutions, wholly or partially owned by the local government, to which admitted insurers are obligated to cede a
portion of their business on terms that may not always allow foreign insurers, including our subsidiaries, full compensation. In
some countries, regulations governing constitution of technical reserves and remittance balances may hinder remittance of
profits and repatriation of assets.
See Item 7. MD&A — Liquidity and Capital Resources — Regulation and Supervision and Note 18 to the Consolidated
Financial Statements.
AVAILABLE INFORMATION ABOUT AIG
Our corporate website is www.aig.com. We make available free of charge, through the Investor Information section of our
corporate website, the following reports (and related amendments as filed with the SEC) as soon as reasonably practicable
after such materials are electronically filed with, or furnished to, the SEC:
• Annual Reports on Form 10-K
• Quarterly Reports on Form 10-Q
• Current Reports on Form 8-K
• Proxy Statements on Schedule 14A, as well as other filings with the SEC
Also available on our corporate website:
• Charters for Board Committees: Audit, Nominating and Corporate Governance, Compensation and Management
Resources, Risk and Capital, Regulatory, Compliance and Public Policy, and Technology Committees
• Corporate Governance Guidelines (which include Director Independence Standards)
• Director, Executive Officer and Senior Financial Officer Code of Business Conduct and Ethics (we will post on our website
any amendment or waiver to this Code within the time period required by the SEC)
• Employee Code of Conduct
• Related-Party Transactions Approval Policy
Except for the documents specifically incorporated by reference into this Annual Report on Form 10-K, information contained
on our website or that can be accessed through our website is not incorporated by reference into this Annual Report on
Form 10-K. Reference to our website is made as an inactive textual reference.