eTrade 2011 Annual Report Download - page 67
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One- to Four-Family Home Equity
December 31, December 31,
Documentation Type 2011 2010 2011 2010
Full documentation $2,845.6 $3,556.5 $2,699.2 $3,201.4
Low/no documentation 3,770.2 4,613.8 2,629.5 3,208.9
Total mortgage loans receivable $6,615.8 $8,170.3 $5,328.7 $6,410.3
One- to Four-Family Home Equity
December 31, December 31,
Current FICO(1) 2011 2010 2011 2010
>=720 $3,557.6 $4,438.4 $2,780.2 $3,101.8
719 - 700 585.2 709.6 497.7 665.7
699 - 680 448.6 566.3 408.8 550.8
679 - 660 385.0 434.8 325.8 411.7
659 - 620 525.9 634.0 447.9 512.5
<620 1,113.5 1,387.2 868.3 1,167.8
Total mortgage loans receivable $6,615.8 $8,170.3 $5,328.7 $6,410.3
(1) FICO scores are updated on a quarterly basis; however, as of December 31, 2011 and 2010, there were some loans for which the updated
FICO scores were not available. The current FICO distribution as of December 31, 2011 included original FICO scores for
approximately $153 million and $30 million of one- to four-family and home equity loans, respectively. The current FICO distribution as
of December 31, 2010 included original FICO scores for approximately $218 million and $168 million of one- to four-family and home
equity loans, respectively.
One- to Four-Family Home Equity
December 31, December 31,
Acquisition Channel 2011 2010 2011 2010
Purchased from a third party $5,420.8 $6,687.7 $4,669.6 $5,607.2
Originated by the Company 1,195.0 1,482.6 659.1 803.1
Total mortgage loans receivable $6,615.8 $8,170.3 $5,328.7 $6,410.3
One- to Four-Family Home Equity
December 31, December 31,
Vintage Year 2011 2010 2011 2010
2003 and prior $ 239.9 $ 297.6 $ 302.6 $ 392.1
2004 620.5 759.3 472.9 585.7
2005 1,377.7 1,713.4 1,387.0 1,615.8
2006 2,528.5 3,108.3 2,480.0 2,999.1
2007 1,841.1 2,276.6 674.8 805.0
2008 8.1 15.1 11.4 12.6
Total mortgage loans receivable $6,615.8 $8,170.3 $5,328.7 $6,410.3
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