eTrade 2004 Annual Report Download - page 148

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Exhibit 23.1
CONSENT OF INDEPENDENT REGISTERED PUBLIC ACCOUNTING FIRM
We consent to the incorporation by reference in the following Registration Statements of E*TRADE Financial Corporation of our report dated
March 10, 2005 relating to the consolidated financial statements and financial statement schedule of E*TRADE Financial Corporation and
management’s report on the effectiveness of internal control over financial reporting, appearing in this Annual Report on Form 10-K of
E*TRADE Financial Corporation for the year ended December 31, 2004.
Filed on Form S-3:
Filed on Form S-4:
Filed on Form S-8:
/s/ Deloitte & Touche LLP
McLean, Virginia
March 10, 2005
Exhibit 31.1
I, Mitchell H. Caplan, certify that:
E TRADE Systems India Private Limited
E*TRADE UK Limited
E*TRADE Europe Securities Limited
E*TRADE UK Nominees Limited
E*TRADE Web Services Limited
Electronic Share Information, Limited
E*TRADE Europe Services Limited
E*TRADE Global Services Limited
E*TRADE Europe Holdings B.V.
E*TRADE Iceland HF
E*TRADE Securities Corporation
E
-
TRADE South Africa (Pty) Limited
E Trade Nordic AB
E
-
TRADE Nominees (Pty) Limited
E Trade Sverige AB
E*TRADE Technologies Holding Limited
TIR Securities (UK) Limited
E*TRADE Mauritius Limited
HCM Acquisition Corp.
E*TRADE Wealth Management, Inc.
E*TRADE Futures LLC
E*TRADE Institutional Holdings, Inc.
E*TRADE RV and Marine Trust 2004
-
1
E*TRADE Securities Limited
E*TRADE Community Development Corp.
E*TRADE Institutional Holdings, Inc.
E*TRADE UK (Holdings) Limited
E*TRADE Wealth Management, Inc.
Registration Statement Nos.:
333-98417, 333-100185, 333-104903, 333-41628, 333-
98419
Registration Statement Nos.:
333
-
91467, 333
-
62230, 333
-
Registration Statement Nos.:
333-12503, 333-52631, 333-62333, 333-72149, 333-
35068, 333-35074, 333-37892, 333-44608, 333-44610,
333
-
54904, 333
-
56002, 333
-
113558, 333
-
91534
1.
I have reviewed this annual report on Form 10
-
K of E*TRADE Financial Corporation;
2. Based on my knowledge, this report does not contain any untrue statement of a material fact or omit to state a material fact necessary to
make the statements made, in light of the circumstances under which such statements were made, not misleading with respect to the
period covered by this report;
3. Based on my knowledge, the financial statements, and other financial information included in this report, fairly present in all material
respects the financial condition, results of operations and cash flows of the registrant as of, and for, the periods presented in this report;
4. The registrant’s other certifying officer and I are responsible for establishing and maintaining disclosure controls and procedures (as
defined in Exchange Act Rules 13a-15(e) and 15d-15(e)) and internal control over financial reporting (as defined in Exchange Act Rules
13a
-
15(f) and 15d
-
15(f)) for the registrant and have:
a) designed such disclosure controls and procedures, or caused such disclosure controls and procedures to be designed under our
supervision, to ensure that material information relating to the registrant, including its consolidated subsidiaries, is made known to
us by others within those entities, particularly during the period in which this report is being prepared;
b) designed such internal control over financial reporting, or caused such internal control over financial reporting to be designed under
our supervision, to provide reasonable assurance regarding the reliability of financial reporting and the preparation of financial
statements for external purposes in accordance with generally accepted accounting principles;
c) evaluated the effectiveness of the registrant’s disclosure controls and procedures and presented in this report our conclusions about