Visa 2011 Annual Report Download - page 170

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agrees and consents to the Company's application, implementation and enforcement of (a) the Policy or any similar policy established by the Company that
may apply to the Participant and (b) any provision of applicable law relating to cancellation, rescission, payback or recoupment of compensation, and
expressly agrees that the Company may take such actions as are necessary to effectuate the Policy, any similar policy (as applicable to the Participant) or
applicable law without further consent or action being required by the Participant. To the extent that the terms of this Agreement and the Policy or any similar
policy conflict, then the terms of such policy shall prevail.