TD Bank 2010 Annual Report Download - page 139
Download and view the complete annual report
Please find page 139 of the 2010 TD Bank annual report below. You can navigate through the pages in the report by either clicking on the pages listed below, or by using the keyword search tool below to find specific information within the annual report.-
1 -
2
-
3
-
4
-
5
-
6
-
7
-
8
-
9
-
10
-
11
-
12
-
13
-
14
-
15
-
16
-
17
-
18
-
19
-
20
-
21
-
22
-
23
-
24
-
25
-
26
-
27
-
28
-
29
-
30
-
31
-
32
-
33
-
34
-
35
-
36
-
37
-
38
-
39
-
40
-
41
-
42
-
43
-
44
-
45
-
46
-
47
-
48
-
49
-
50
-
51
-
52
-
53
-
54
-
55
-
56
-
57
-
58
-
59
-
60
-
61
-
62
-
63
-
64
-
65
-
66
-
67
-
68
-
69
-
70
-
71
-
72
-
73
-
74
-
75
-
76
-
77
-
78
-
79
-
80
-
81
-
82
-
83
-
84
-
85
-
86
-
87
-
88
-
89
-
90
-
91
-
92
-
93
-
94
-
95
-
96
-
97
-
98
-
99
-
100
-
101
-
102
-
103
-
104
-
105
-
106
-
107
-
108
-
109
-
110
-
111
-
112
-
113
-
114
-
115
-
116
-
117
-
118
-
119
-
120
-
121
-
122
-
123
-
124
-
125
-
126
-
127
-
128
-
129 -
130 -
131 -
132 -
133 -
134 -
135 -
136 -
137 -
138 -
139 -
140 -
141 -
142 -
143 -
144 -
145 -
146 -
147 -
148 -
149 -
150
-
151
-
152
 |
 |
TD BANK GROUP ANNUAL REPORT 2010 FINANCIAL RESULTS 137
on factors including counterparty type, product type, collateral and
external credit assessments. These assets relate primarily to the
Bank’s U.S. Personal and Commercial Banking portfolio. Refer to the
Managing Risk - Credit Risk section of the MD&A for a discussion on
the risk rating for the standardized approach.
Credit Quality of Financial Assets
The following table provides the on and off-balance sheet exposures
by risk-weight for certain financial assets that are subject to the
standardized approach to credit risk. Under the standardized
approach, assets receive an OSFI-prescribed risk-weight based
Financial Assets Subject to the Standardized Approach by Risk-Weights
(millions of Canadian dollars) 0% 20% 35% 50% 75% 100% 150% Total
2010
Loans
Residential mortgages $ 52 $ 245 $ 8,127 $ – $ 1,525 $ 148 $ 2 $ 10,099
Consumer instalment and other personal – 582 2,469 – 13,912 40 44 17,047
Credit card – – – – 916 – 18 934
Business and government 1,014 1,395 – – 2,330 36,580 1,142 42,461
Debt securities classified as loans1 – 284 – – – 19 – 303
Total loans 1,066 2,506 10,596 – 18,683 36,787 1,206 70,844
Securities – held-to-maturity – – – – – – – –
Securities purchased under reverse repurchase agreement – 2,040 – – – – – 2,040
Customers’ liability under acceptances – – – – – 5 – 5
Other assets2 35 1,063 – – – – – 1,098
Total assets 1,101 5,609 10,596 – 18,683 36,792 1,206 73,987
Off-balance sheet credit instruments 9 1,849 – – 659 9,824 – 12,341
Total $ 1,110 $ 7,458 $ 10,596 $ – $ 19,342 $ 46,616 $ 1,206 $ 86,328
2009
Loans
Residential mortgages $ 91 $ – $ 5,964 $ – $ 1,266 $ 159 $ 3 $ 7,483
Consumer instalment and other personal – – 2,243 – 15,168 26 51 17,488
Credit card – – – – 820 – 23 843
Business and government 415 735 – 1 1,620 33,508 856 37,135
Debt securities classified as loans1 – 167 – – – 86 – 253
Total loans 506 902 8,207 1 18,874 33,779 933 63,202
Securities – held-to-maturity – – – – – – – –
Securities purchased under reverse repurchase agreement – 2,164 – – – – – 2,164
Customers’ liability under acceptances – – – – – 7 – 7
Other assets2 1,902 1,708 – 2 – – – 3,612
Total assets 2,408 4,774 8,207 3 18,874 33,786 933 68,985
Off-balance sheet credit instruments 5 1,626 – – 295 8,929 – 10,855
Total $ 2,413 $ 6,400 $ 8,207 $ 3 $ 19,169 $ 42,715 $ 933 $ 79,840
1 As a result of the 2009 Amendments to CICA Handbook Section 3855, certain
available-for-sale and held-to-maturity securities were reclassified to loans, as
described in Note 1.
2 Other assets include amounts due from banks and interest-bearing deposits
with banks.