JP Morgan Chase 2006 Annual Report Download - page 149

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JPMorgan Chase & Co. / 2006 Annual Report 147
From time to time, the Firm has made and will make forward-looking state-
ments. These statements can be identified by the fact that they do not relate
strictly to historical or current facts. Forward-looking statements often use
words such as “anticipate,” “target,” “expect,” “estimate,” “intend,” “plan,”
“goal,” “believe,” or other words of similar meaning. Forward-looking state-
ments provide JPMorgan Chase’s current expectations or forecasts of future
events, circumstances, results or aspirations. JPMorgan Chase’s disclosures in
this report contain forward-looking statements within the meaning of the
Private Securities Litigation Reform Act of 1995. The Firm also may make
forward-looking statements in its other documents filed or furnished with the
Securities and Exchange Commission (“SEC”). In addition, the Firm’s senior
management may make forward-looking statements orally to analysts,
investors, representatives of the media and others.
All forward-looking statements are, by their nature, subject to risks and
uncertainties. JPMorgan Chase’s actual future results may differ materially
from those set forth in its forward-looking statements. Factors that could
cause this difference – many of which are beyond the Firm’s control – include
the following: local, regional and international business, political or economic
conditions; changes in trade, monetary and fiscal policies and laws; techno-
logical changes instituted by the Firm and by other entities which may affect
the Firm’s business; mergers and acquisitions, including the Firm’s ability to
integrate acquisitions; ability of the Firm to develop new products and services;
acceptance of new products and services and the ability of the Firm to
increase market share; the ability of the Firm to control expenses; competitive
pressures; changes in laws and regulatory requirements; changes in applicable
accounting policies; costs, outcomes and effects of litigation and regulatory
investigations; changes in the credit quality of the Firm’s customers; and
adequacy of the Firm’s risk management framework.
Additional factors that may cause future results to differ materially from
forward-looking statements are discussed in Part I, Item 1A: Risk Factors
in the Firm’s Annual Report on Form 10-K for the year ended December 31,
2006, to which reference is hereby made. There is no assurance that any list
of risks and uncertainties or risk factors is complete.
Any forward-looking statements made by or on behalf of the Firm speak only
as of the date they are made and JPMorgan Chase does not undertake to
update forward-looking statements to reflect the impact of circumstances or
events that arise after the date the forward-looking statement was made. The
reader should, however, consult any further disclosures of a forward-looking
nature the Firm may make in any subsequent Annual Reports on Form 10-K,
Quarterly Reports on Form 10-Q, or Current Reports on Form 8-K.
FORWARD-LOOKING STATEMENTS
JPMorgan Chase & Co.