ING Direct 2004 Annual Report Download - page 127

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ING Group Annual Report 2004 125
PREMIUM INCOME ON NON-LIFE INSURANCE POLICIES BY CLASS OF BUSINESS
Acquisition
costs/other Net
Gross Gross underwriting reinsurance
premium premium Gross claims Operating expen- income/ Operating
written earned(2) expenses expenses diture(3) expenses result
2004
Health 1,097 1,078 785 127 169 -50 77
Accident(1) 872 857 507 125 111 5 271
Third-party liability motor 840 839 556 106 94 -10 94
Other motor 1,335 1,343 663 161 204 -5 362
Marine and aviation 141 142 55 18 22 -38 9
Fire and other property losses 1,489 1,494 681 228 306 -136 156
General liability 438 431 228 69 89 -46 20
Credit and suretyship 57 55 3 10 10 -14 20
Legal assistance 35 35 25 13 6 -8
Miscellaneous financial losses 288 217 109 22 28 -49 509
Indirect business 50 51 24 4 -49 -5 99
6,642 6,542 3,636 883 990 -348 1,609
PREMIUM INCOME ON NON-LIFE INSURANCE POLICIES BY CLASS OF BUSINESS
Acquisition Net
Gross Gross costs/other reinsurance
premium premium Gross claims Operating underwriting income/ Operating
written earned (2) expenses expenses expenditure (3) expenses result
2003
Health 1,404 1,321 1,110 136 140 22 77
Accident(1) 840 858 539 110 96 2 245
Third-party liability motor 840 802 613 98 109 -21 14
Other motor 1,479 1,412 827 159 221 -17 173
Marine and aviation 180 164 68 18 31 -26 23
Fire and other property losses 1,648 1,600 744 206 313 -220 120
General liability 491 468 234 68 84 -53 63
Credit and suretyship 52 45 3 10 8 -6 18
Legal assistance 33 33 24 10 5 -6
Miscellaneous financial losses 259 316 102 33 33 -148 15
Indirect business 62 60 8 1 84 31 266
7,288 7,079 4,272 849 1,124 -436 1,008
PREMIUM INCOME ON NON-LIFE INSURANCE POLICIES BY CLASS OF BUSINESS
Acquisition Net
Gross Gross costs/other reinsurance
premium premium Gross claims Operating underwriting income/ Operating
written earned (2) expenses expenses expenditure(3) expenses result
2002
Health 1,596 1,571 1,301 149 164 -6 125
Accident (1) 869 874 659 101 98 2 155
Third-party liability motor 816 781 629 113 64 -9 28
Other motor 1,682 1,580 1,035 166 203 -19 133
Marine and aviation 198 192 86 24 30 -36 15
Fire and other property losses 1,718 1,581 829 215 289 -165 78
General liability 490 438 307 68 73 4 15
Credit and suretyship 49 44 3 12 6 -4 20
Legal assistance 28 28 25 8 5 -8
Miscellaneous financial losses 423 342 144 51 56 -106 -5
Indirect business 48 66 23 4 158 122 11
7,917 7,497 5,041 911 1,146 -217 567
(1) Including disability insurance products.
(2) Excluding reinsurance.
(3) Including other underwriting income.