Equifax 2006 Annual Report Download - page 2

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Contents
Game Changers 1-11
Letter To Shareholders 12-14
Organizing For Smart Growth 15-17
How We Are Winning 18-21
Senior Leadership Team 22-23
Board Of Directors 24
2006 Financial Review 25-86
Business Description
Equifax empowers businesses and consumers with information they can trust. A global leader in information
solutions, we leverage one of the largest sources of consumer and commercial data, along with advanced
analytics and proprietary technology to create customized insights that enrich both the performance of
businesses and the lives of consumers.
Customers have trusted Equifax for over 100 years to deliver innovative solutions with the highest integrity
and reliability. Businesses – large and small – rely on us for consumer and business credit intelligence, portfolio
management, fraud detection, decisioning technology, marketing tools, and much more. We empower
individual consumers to manage their personal credit information, protect their identity, and maximize
their fi nancial well-being.
Headquartered in Atlanta, Georgia, Equifax Inc. employs approximately 5,000 people in 14 countries
throughout North America, Latin America and Europe. Equifax is a member of Standard & Poor’s (S&P)
500® Index. Our common stock is traded on the New York Stock Exchange under the symbol EFX.
Twelve Months Ended
December 31,
(Dollars in millions, except per share amounts) 2006 2005 Change
Operating revenue $ 1,546.3 $ 1,443.4 7%
Operating income $ 436.1 $ 422.0 3%
Operating margin 28.2% 29.2% nm
Net income $ 274.5 $ 246.5 11%
Diluted earnings per share $ 2.12 $ 1.86 14%
Weighted-average common shares outstanding (diluted) 129.4 132.2 (2)%
Cash provided by operating activities $ 374.3 $ 337.8 11%
Stock price per share at December 31, $ 40.60 $ 38.02 7%
Diluted earnings per share, adjusted for certain items (Non-GAAP)* $ 2.01 $ 1.86 8%
nm – not meaningful
* See reconciliation of non-GAAP fi nancial measures to the corresponding GAAP fi nancial measures on page 84.
Financial Highlights